Bank Mortgage Officer (Flex Lender)

BANK OF BARTLETT • Bartlett, TN

3d • Onsite

About The Position

Assist customers with their mortgage lending needs: analyze loan requests and make credit decisions based on mortgage lending policy. The person in this position needs to occasionally move about inside the office to access file cabinets, office machinery, etc. Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, and computer printer. Must be able to lift up to 50 pounds.

Requirements

• Three years to five years of similar or related experience.
• A bachelor's degree, or achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g. information technology certifications in lieu of a degree).
• Good communication skills.
• 10 key calculator and keyboard skills required.
• Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation.
• Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Responsibilities

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet mortgage and regulatory standards.
• Approve or reject loan application, or request additional information.
• Establish terms and conditions of an approved loan and reviews with customer.
• Market the bank's mortgage lending program to companies and individuals within the real estate community.
• Cross-sell other bank services.
• Evaluate acceptability of loan on secondary mortgage markets.
• Assemble documents in loan file, including acceptance or denial, and returns to file mortgage clerk.
• Keep informed of current trends in mortgage lending and market factors affecting mortgage lending.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level