Bank Examiner

State of North Carolina • Wake County, NC

13d • Hybrid

About The Position

The N.C. Office of the Commissioner of Banks (NCCOB) is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina. Our mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers in that marketplace. This posting is for mid-level Financial Examiners in our Banking Division. Position identifies, compiles, and organizes relevant data (financial or non-financial) to analyze and draw sound logical conclusions for work assignments or examinations of financial institutions with minimal-to moderate-risk profiles and/or structures.

Requirements

• Good working knowledge of laws, rules, regulations, industry standards, and accounting/reporting processes applicable to banking.
• Experience in applying this knowledge in analyzing the financial records of banks and identifying areas of risk, material deficiencies, and violations of state and federal laws and regulations.
• Past experience in presenting, both orally and written, concise, comprehensive, and accurate findings of the bank's condition.
• Proficient in Excel, Word, and PowerPoint.
• Bachelor degree in a related field (banking, finance, business).
• Minimum of two courses of accounting.
• At least two (2) years of RECENT professional experience in the banking industry, or an equivalent combination of education and industry experience.

Nice To Haves

• Prior experience in the regulatory oversight of financial institutions.
• Completion of the FDIC Introduction to Examinations School or CSBS Certified Operations Examiner School, FDIC Financial Institution Analysis School or CSBS BANK Dynamics School, FDIC Asset Liability Management School or the FRB Principles of Asset Liability Management, and the FDIC Loan Analysis School or CSBS Credit Evaluation School.

Responsibilities

• Identifying actual and potential issues that impact the institution's risk profile.
• Recommending corrective action based on acquired knowledge and observation of best practices in other institutions while maintaining confidentiality.
• Demonstrating strong communication skills and conveying examination findings in oral and written form.
• Exercising above average interpersonal skills and handling confrontational situations with bank management.
• Serving in a leadership role, such as examiner-in-charge, asset manager or operations manager in banks with moderate-to-high risk profiles and increasingly complex structures.
• Serving in a leadership role on joint examinations with Federal regulators.
• Serving as a coach to less-experienced examiners.
• Maintaining strict confidentiality and discretion while conducting business.
• Exercising sound judgment.
• Adapting to changing circumstances.

Benefits

• Hybrid work environment
• Reasonable accommodation to employees and applicants with disabilities
• Reasonable accommodation for known limitations related to pregnancy, childbirth, or related medical conditions
• Reasonable accommodation for religious beliefs, observances, and practices

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level