Backend Engineer

Flex

1d•Remote

About The Position

Flex was founded to solve a simple but costly problem: making it easy for health and wellness brands to accept HSA and FSA payments online. We're backed by First Round, Core VC, Rethink Capital power checkout for Equinox, Dermstore, Therabody, and Ultrahuman to name a few. For years, only giants like Amazon and Walmart could process these payments at checkout, leaving smaller merchants - and their customers - to deal with frustrating reimbursement paperwork. Our technology verifies product eligibility in real time, handles split payments for eligible and non-eligible items, and can even issue Letters of Medical Necessity during checkout. With $150 billion in annual HSA/FSA spending potential, we’re giving brands the tools to unlock new revenue and making it easier for consumers to use the benefits they’ve earned. We're looking for a Backend Engineer to design and own the services and APIs that power Flex - eligibility verification, split payments, and LMN (letter of medical necessity) issuance at checkout to name a few. You'll work closely with frontend engineers, design, and business stakeholders to build reliable systems that move real money correctly and unlock HSA/FSA spending for merchants and consumers. This is a role for someone who thrives in ambiguity, takes initiative, and is excited about building at an early-stage company.

Requirements

5+ years of experience building production backend services and APIs in a typed language (Rust, TypeScript/Node, Go, Python, etc.)
Strong relational database fundamentals and experience designing APIs that other teams or external partners depend on
Resourceful, curious, and comfortable learning new tools quickly
Thrive in fast-paced, dynamic environments and enjoy wearing multiple hats
Collaborative and enjoy working across teams to solve problems
Execution mindset and always keep the end user in mind
Proficient at leveraging AI tools to ship faster

Nice To Haves

Experience with building systems using Rust
Background in payments, fintech, or health benefits (HSA/FSA), or another regulated, money-moving domain

Responsibilities

Design, build, and own backend services and APIs that power Flex’s applications
Model the domain - eligibility rules, transactions, merchants, consumer accounts, etc. - in data structures and APIs that other teams build on
Partner with frontend, design, and business stakeholders to translate merchant and consumer needs into reliable APIs and workflows
Own and improve our backend service architecture, data models, and integrations
Analyze, troubleshoot, and resolve production issues rooted in business logic, data correctness, and transactional edge cases
Collaborate on cross-functional projects that connect the full Flex experience, from consumer checkout to merchant analytics
Create and maintain documentation for APIs, services, and on-call runbooks
Contribute to a culture of learning, problem-solving, and operational excellence