AVP, Credit Officer-WCF
About The Position
Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $66 billion in assets. Wintrust Commercial Finance (WCF), an affiliate of Wintrust Financial Corporation, is looking for an AVP-Credit Officer candidate. This position will have active involvement in the growth of a commercial finance business. WCF provides highly sophisticated finance and lease products to commercial enterprises throughout the United States in a wide range of industries. Wintrust Financial Corporation is a financial services holding company based in Rosemont, Illinois, with assets above $70 billion. Wintrust Financial Corporation is publicly traded under the symbol WTFC.
Requirements
- Resolves non-routine problems with specialized knowledge
- Applies comprehensive concepts within field
- Demonstrates considerable judgment in selecting methods
- Individual Contributor
Responsibilities
- Underwrite transactions and perform an analysis of all finance, credit, legal, and business aspects of prospective customers.
- Interact with customers and/or capital market partners to facilitate effective underwriting of a transaction.
- Conduct industry, business, and collateral research.
- Prepare thorough investment write-ups and periodic reviews with recommendations that exhibit thoughtful and well-reasoned decisions.
- Coordinate all documentation, lien perfection, and closing activities associated with approved transactions while exhibiting a strong understanding of potential risks and acceptable mitigants.
- Spread financial statements into WCF’s standard format for further analysis.
- Work with Legal and Operations to facilitate effective transaction funding, reporting, and customer service.
- Perform annual reviews of existing obligors and assist in the preparation of semiannual review packages.
- Adhere to established WCF policies and procedures.
Benefits
- Medical Insurance
- Dental
- Vision
- Life insurance
- Accidental death and dismemberment
- Short-term and long-term Disability Insurance
- Parental Leave
- Employee Assistance Program (EAP)
- Traditional and Roth 401(k) with company match
- Flexible Spending Account (FSA)
- Employee Stock Purchase Plan at 5% discount
- Critical Illness Insurance
- Accident Insurance
- Transportation and Commuting Benefits
- Banking Benefits
- Pet Insurance
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
