AVP, Credit Officer-WCF

Wintrust•Frisco, TX

2d•Remote

About The Position

Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $66 billion in assets. Wintrust Commercial Finance (WCF), an affiliate of Wintrust Financial Corporation, is looking for AVP-Credit Officer candidate. This position will have active involvement in the growth of a commercial finance business. WCF provides highly sophisticated finance and lease products to commercial enterprises throughout the United States in a wide range of industries. Wintrust Financial Corporation is a financial services holding company based in Rosemont, Illinois, with assets above $70 billion. Wintrust Financial Corporation is publicly traded under the symbol WTFC.

Requirements

Resolves non-routine problems with specialized knowledge
Applies comprehensive concepts within field
Demonstrates considerable judgment in selecting methods
Individual Contributor

Responsibilities

Underwrite transactions and perform an analysis of all finance, credit, legal, and business aspects of prospective customers.
Interact with customers and/or capital market partners to facilitate effective underwriting of a transaction.
Conduct industry, business, and collateral research.
Prepare thorough investment write-ups and periodic reviews with recommendations that exhibit thoughtful and well-reasoned decisions.
Coordinate all documentation, lien perfection, and closing activities associated with approved transactions while exhibiting a strong understanding of potential risks and acceptable mitigants.
Spread financial statements into WCF’s standard format for further analysis.
Work with Legal and Operations to facilitate effective transaction funding, reporting, and customer service.
Perform annual reviews of existing obligors and assist in the preparation of semiannual review packages.
Adhere to established WCF policies and procedures.