Associate, Working Capital Solutions

ING Hubs Romania•New York, NY

2d•$120,000 - $175,000•Hybrid

About The Position

ING's Wholesale Banking division in the Americas offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. ING Transaction Services ('TS') is part of ING’s Wholesale Banking division and operates globally with daily banking related products including Working Capital Solutions, Trade Finance Solutions, Payments & Cash Management, and Liquidity Management Solutions. To further expand its international franchise, ING is looking for an Analyst | Associate to join the Working Capital Solutions team of ING Americas.

Requirements

Understanding of Trade Finance and Working Capital Solutions products for clients operating globally, across multiple sectors.
3+ years of experience in the Trade Finance / Working Capital Solutions space or prior experience in a Credit Analyst role.
BA/BS in Business Administration, Economics, Finance, Accounting or similar field.
Strong financial and credit analysis capabilities.
Strong written and interpersonal communications skills.
Self-starter, can-do mindset, able to work without direction.
Team player.
Good Microsoft Office (Word, Excel, PowerPoint) skills.

Responsibilities

Contribute to product development initiatives, identify new sales opportunities, prepare client pitch presentations, working capital analysis.
Draft Term Sheets, propose / assess transaction features, engage as appropriate with relevant stakeholders.
Run pricing and internal capital consumption model.
Prepare internal credit approval package, together with the Deal Principals, manage interactions with the relevant internal stakeholders including Coverage, Risk, Operations, etc.
Focusing on simple to more complex transactions from credit approval to closing, support the Deal Principals in all transaction execution steps including negotiation of legal documentation, interaction with distribution / insurance teams, coordination with operations teams on closing.
The role will involve interacting with clients throughout the process.
The role requires a high level of coordination with various internal stakeholders, both locally as well as internationally. The Analyst | Associate will be fully involved in ensuring smooth and efficient coordination throughout the network.