Associate Underwriter E&S Property

Howden•Atlanta, GA
•$65,000 - $75,000•Hybrid

About The Position

DUAL North America is seeking an Associate Underwriter for its E&S Property division. The role supports a team of underwriters managing non-standard and complex risks, assisting throughout the risk underwriting process and helping expand broker relationships. The Associate Underwriter assists with account quoting and binding, submission reviews, risk analysis, and broker support to help place hard-to-place business efficiently. This position is based in Atlanta, Georgia, or Chicago, Illinois, with a hybrid workplace arrangement. The role is exempt and full-time, reports to an Underwriter, E&S Property, or above, and involves 0–10% travel. The position is working toward underwriting authority but does not yet have it. Quote and binder issuance require senior underwriter approval. The role also includes policy issuance review and inspection review and analysis, identifying issues and processing post-inspection changes as necessary.

Requirements

  • 0–1 year of underwriting or insurance experience.
  • Foundational knowledge of insurance principles.
  • Proficiency in Microsoft Office Suite, including Word, Excel, Outlook, and PowerPoint.
  • Ability to follow policies and procedures.
  • Ability to complete assigned tasks correctly and on time, and to learn quickly.
  • Self-motivated with attention to detail.
  • Ability to work independently for extended periods.
  • Excellent written and verbal communication skills and general business understanding.
  • Able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.

Nice To Haves

  • Bachelor’s degree in risk management, finance, business, or a related field is preferred.

Responsibilities

  • Process submissions by providing account triage for underwriters.
  • Provide backup support for underwriters when they are traveling in the market.
  • Gather and compile information required to quote and/or bind accounts.
  • Generate, edit, and send correspondence for underwriters, including declination letters, quote follow-ups, and subjectivity reminders.
  • Develop a basic understanding of technical underwriting principles and risk underwriting characteristics.
  • Learn market dynamics, the competitive landscape, and product differences; participate in weekly underwriting meetings when applicable, ask questions, understand why deals are lost, and adjust accordingly.
  • Provide customer service and underwriting support to help achieve new and renewal premium goals.
  • Build relationships with producers under the supervision of more senior underwriters.
  • Fill in for other team members to ensure business continuity during peak periods or when team members are unavailable.
  • Assist underwriters as requested.
  • Complete other related clerical and administrative duties as assigned.
  • Issue quotes and binders with senior underwriter approval.
  • Review policy issuance.
  • Conduct inspection review and analysis, identify appropriate issues, and process post-inspection changes as necessary.
  • Travel with an underwriter to shadow and participate in interactions between underwriters and brokers.

Benefits

  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Wellbeing offers
  • Unlimited paid time off
  • 401(k) with company match
  • Paid volunteer days
  • Competitive salary
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