Associate Underwriter E&S Property

Howden • Atlanta, GA

3d • Hybrid

About The Position

DUAL North America is seeking an Associate Underwriter for its E&S Property division. The role provides support throughout the risk underwriting process and helps expand broker relationships. The Associate Underwriter assists with account quoting and binding, prepares and distributes communications, and provides customer service throughout the underwriting life cycle. The position supports underwriters managing non-standard and complex risks by coordinating submission reviews, assisting with risk analysis, and helping brokers place hard-to-place business efficiently.

The employee is working toward underwriting authority but does not yet have it. Quote and binder issuance require senior underwriter approval. The role also includes policy issuance review and inspection review and analysis, identifying issues and processing post-inspection changes as needed. This is a full-time, exempt hybrid role based in Atlanta, Georgia, or Chicago, Illinois. Travel is 0–10%.

Requirements

• 0–1 year of underwriter or insurance experience.
• Foundational knowledge of insurance principles.
• Proficiency in Microsoft Office Suite, including Word, Excel, Outlook, and PowerPoint.
• Ability to follow policies and procedures.
• Ability to complete assigned tasks correctly and on time, and to learn quickly.
• Self-motivated, with attention to detail.
• Ability to work independently for extended periods.
• Excellent written and verbal communication skills and general business understanding.
• Ability to travel up to 10% with an underwriter to shadow and participate in interactions between underwriters and brokers.
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.

Nice To Haves

• Bachelor’s degree in risk management, finance, business, or a related field preferred.

Responsibilities

• Process submissions by providing account triage for underwriters.
• Provide backup support for underwriters when they are traveling in the market.
• Gather and compile information required to quote and/or bind accounts.
• Generate, edit, and send correspondence on behalf of underwriters, including declination letters, quote follow-ups, and subjectivity reminders.
• Develop a basic understanding of technical underwriting principles and risk underwriting characteristics.
• Learn market dynamics, the competitive landscape, and product differences; participate in weekly underwriting meetings when applicable and understand why business is won or lost.
• Provide customer service and underwriting support to help achieve new and renewal premium goals.
• Build relationships with producers under the supervision of more senior underwriters.
• Fill in for other team members to ensure business continuity during peak periods or when team members are unavailable.
• Assist underwriters as requested.
• Complete related clerical and administrative duties as assigned.
• Issue quotes as approved by a senior underwriter.
• Issue binders as approved by a senior underwriter.
• Review policy issuance.
• Conduct inspection review and analysis, identify issues, and process post-inspection changes as necessary.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Wellbeing offers
• Unlimited PTO
• 401(k) with company match
• Paid volunteer days

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level