Associate, Structuring and Analytics

Sumitomo Mitsui Banking Corporation•New York, NY

5d•$119,000 - $175,000•Hybrid

About The Position

SMBC Group is a top-tier global financial group with a 400-year history, headquartered in Tokyo. It offers diverse financial services including banking, leasing, securities, credit cards, and consumer finance, with over 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. In the Americas, SMBC Group operates in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru, providing commercial and investment banking services to corporate, institutional, and municipal clients, leveraging its capital strength and global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. The anticipated salary range for this role is between $119,000.00 and $175,000.00. The specific salary offered will depend on individual qualifications, experience, and market analysis. The role may also be eligible for an annual discretionary incentive award. SMBC offers a competitive portfolio of benefits to its employees.

Requirements

Master’s degree in finance, mathematics, mathematics of finance, or a related field plus 2 years of experience.
Experience must include cash flow modeling in Excel; data processing and automation using Python and VBA; interpretation and application of rating agency methodologies; analysis and translation of deal documentation; and collateral analytics and pool selection.
The required skills do not need to be maintained over the full term of required experience.

Responsibilities

Develop and maintain cash flow models for assets and liabilities across multiple ABS asset classes using Excel and VBA.
Convert transaction documentation into robust model logic, incorporating waterfalls, triggers, eligibility criteria, and structural protections.
Apply rating agency methodologies and required stresses and prepare analytical materials for rating agency review. Perform pool selection analysis, collateral eligibility and concentration testing, and portfolio sensitivity analyses.
Leverage Intex (Dealmaker, Intex Calc, CAS) to validate structures, map collateral data, and reconcile internal models with market standards.
Produce analytical deliverables including pool selection memoranda, model outputs, stress results, and execution exhibits for internal committees and external stakeholders.
Support transactions from pre-mandate through closing, including scenario analysis, syndicate analytics, and cross-functional coordination.
Enhance team efficiency through automation and process standardization using Excel, VBA, and Python.
Partner with Capital Solutions, Lending, Structuring, Legal, and Syndicate teams to align analytics with execution.
Clearly communicate modeling results, structural considerations, and analytical insights, while staying current on market trends, comparable transactions, and rating agency developments.
Help support new products and custom solutions to enhance yield, hedge or isolate specific exposures, identify tax or other liabilities, and/or offer new and unique ways to increase leverage that meet legal and regulatory constraints.
Gather financial statements / levers / drivers, prepare and/or review project and corporate financial models to help originators advise clients on capital and deal structure.
Develop an understanding of the company's constraints, and financial, economic, fiduciary, legal and tax environments.
Organize and collect data and feedback from clients (i.e., fees and structure) to contribute to improved creations and/or customized products (i.e., tax deferrals, unique leverage opportunities, etc.) for clients.
Collect and prepare market intelligence for product pricing, prepare analysis on potential deal pricing, dilution impacts, timing and potential market acceptance.
Partner with the broader origination team to streamline internal processes (i.e., information sharing for new securities, private transaction and customized offerings).
Create product presentation materials (i.e., pitch books, product highlights, etc.), provide relevant background information on client relationships, and prepare data / info to support client cross-selling meetings.