Associate Risk Analyst

Concora Credit Inc.•Beaverton, OR

About The Position

The Associate Risk Analyst at Concora Credit performs empirically derived analysis to understand business performance, identify opportunities for improvement, and develop strategies. The role applies data analysis to support business decisions, optimize strategies, forecast performance, and contribute to consumer-loan underwriting decisions. The analyst works with large datasets and a range of software, develops and evaluates tests focused on profitability, and communicates findings and recommendations with supporting evidence across the organization. The position offers opportunities to grow in a rapidly growing company and participate in business decision-making.

Requirements

Bachelor’s degree in a quantitative field such as Economics, Engineering, Mathematics, or Computer Science, or equivalent experience.
Excellent problem-solving skills.
Disciplined attention to detail.
Ability to work proactively and collaboratively in a cross-functional team to drive results.
Strong quantitative skills.
Ability to work independently and with a team as a self-starter.
Excellent MS Excel skills.

Nice To Haves

Familiarity with credit bureaus and alternative data sources.
Experience with SQL (MS SQL Server), R, Python, or SAS.
Strong verbal and written communication skills.

Responsibilities

Identify business challenges and opportunities using modeling and analytics, and provide strategic or tactical recommendations.
Analyze business performance and strategies to support forecasting, staffing, and business insights.
Assist in developing consumer-loan underwriting strategies by connecting behaviors and characteristics to credit trends, leveraging new or improved data and risk models, and managing implementation considerations.
Manage and manipulate large datasets using a variety of software packages.
Develop, implement, and evaluate test strategies focused on driving profitability.
Communicate analytical approaches, findings, and recommendations with supporting evidence throughout the organization.
Perform ad-hoc queries and create ad-hoc reports to support analysis.
Interact regularly with managers across business areas.
Complete reports, analyses, and recommendations in a timely manner with careful attention to detail; review datasets, analyses, and presentations for accuracy; regularly present work and provide evidence supporting recommendations.

Benefits

Medical, dental, and vision insurance for the employee and family.
Paid time off (PTO).
Six company-observed paid holidays and three paid floating holidays.
401(k) after 90 days, with employer match up to 4%.
Pet insurance.
Wellness perks, including onsite fitness equipment at both locations, an Employee Assistance Program, and access to the Headspace app.
Tuition reimbursement.
Flexible Spending Accounts.
Life and AD&D insurance.
Company-paid long-term disability and voluntary short-term disability.