Associate Risk Analyst

GE Appliances•Louisville, KY

3d•Onsite

About The Position

At GE Appliances, a Haier company, we come together to make “good things, for life.” As the fastest-growing appliance company in the U.S., we’re powered by creators, thinkers and makers who believe that anything is possible and that there’s always a better way. We believe in the power of our people and in giving them the freedom to explore, discover and build good things, together. The GE Appliances philosophy, backed by three simple commitments defines the way we work, invent, create, do business, and serve our communities: we come together , we always look for a better way , and we create possibilities . Interested in joining us on our journey? As an Associate Risk Analyst at GE Appliances, you'll be responsible for reviewing customer credit information, performing credit analysis and established KYC/AML procedures, and supporting credit decisions for Retail and Contract customers. You'll collaborate with Sales, Shared Services, Risk, and other stakeholders to obtain and validate information, monitor assigned customer accounts, resolve routine credit issues, and escalate potential risks in accordance with established guidelines. You'll also develop proficiency in credit processes and Oracle ERP functionality while contributing to process improvements and supporting team and business objectives.

Requirements

Functions effectively as an entry-level professional contributor on projects or teams under close supervision, making moderate adjustments to work methods to improve efficiency and effectiveness.
Completes assigned tasks as directed to meet project or assignment objectives, typically handling straightforward and manageable challenges.
Clearly explains facts, policies, and practices relevant to the job area. Presents basic financial findings to stakeholders, translating technical terms into accessible language and seeking feedback to ensure mutual understanding.
Possesses broad theoretical knowledge of the job, generally acquired through advanced education.
Supports the development of foundational financial models and forecasts by gathering and analyzing relevant data, applying standard methodologies, and ensuring inputs are accurate and aligned with business assumptions.
Performs recurring finance tasks such as journal entries, accruals, and reconciliations with a strong focus on data accuracy, completeness, and meeting process deadlines.
Collaborates with cross-functional partners to understand operational needs and provide accurate financial data support, ensuring alignment with shared objectives and flagging potential discrepancies.
Adheres to established compliance protocols by accurately executing routine control activities, contributing to audit readiness, and escalating issues that may impact financial integrity.

Nice To Haves

Strong Microsoft Office skills.
Working knowledge of Oracle ERP.
Holds a University Degree or equivalent experience (less than 2 years), reflecting a foundational understanding of the field.

Responsibilities

Reviews and analyzes customer credit information, including external credit reports, bank references, financial statements, lien rights, and other security instruments, using established guidelines to support recommendations for open account credit lines for Retail and Contract customers.
Communicates with Retail and Contract Sales teams and customers to obtain required information, explain credit requirements, and support the establishment and ongoing review of customer accounts.
Collects, reviews, and validates customer information to ensure required documentation is complete and accurate, and performs foundational credit analysis in collaboration with the Risk Manager to support credit line decisions.
Performs established Know Your Customer (KYC) procedures as part of due diligence activities for new and existing Retail and Contract customers, accurately documenting results and escalating exceptions as appropriate.
Researches and screens potential Anti-Money Laundering (AML) red flags in accordance with established procedures, documenting findings and escalating concerns to the appropriate team members for review and resolution.
Performs routine and order-related credit reviews to assess customer credit line capacity, identify potential credit issues, and support timely resolution of credit-related order constraints.
Uses established tools, reports, and metrics to monitor assigned customer accounts, identifying trends, discrepancies, or potential credit concerns and escalating issues in accordance with established guidelines.
Develops working knowledge of Oracle ERP functionality and related processes and collaborates with Shared Services, Retail and Contract Sales, and other teams to accurately complete credit-related activities and resolve routine issues.
Provides support to the reporting Manager and may serve as a backup for routine workflow coordination or team training activities as needed, following established processes and guidance.