Associate Relationship Manager

CORE BANK • Omaha, NE

12d • Onsite

About The Position

Core Bank is seeking an experienced credit analysis professional to transition into a Commercial Relationship Manager role as an Associate Relationship Manager (ARM). This position offers hands-on exposure to client meetings, business development, and relationship management skills, working alongside senior lenders. The ARM will manage and provide credit support for a commercial lending portfolio, ensuring loan and credit files are accurate, complete, and compliant. Key responsibilities include client communication, financial performance tracking, covenant monitoring, and assisting with credit analysis for new and existing loan requests. This role is designed for individuals aspiring to become Relationship Managers, offering a clear path for advancement within the company. Core Bank is a high-performing, tech-forward community bank committed to its "Recipe for Awesome" culture, focusing on collaboration, solutions, and continuous learning.

Requirements

• Bachelor’s degree required; preferred in Accounting, Finance, or related field.
• 3+ years of experience in credit analysis, portfolio management, lending support, or related banking role.
• Prior experience in commercial banking, loan operations, or underwriting preferred.
• Strong alignment with Core Bank’s Vision, Purpose, and Values: Be Collaborative, Be Solutions-based, Be Tech-forward, Have a growth mindset.
• Embody being genuine, nimble, and service-driven.
• Strong attention to detail and organizational skills.
• Solid understanding of financial statements and credit analysis fundamentals.
• Effective communication and client service skills.
• Ability to manage multiple priorities and deadlines in a fast-paced environment.
• Strong problem-solving ability and ownership mindset.
• Working knowledge of commercial banking products, services, and loan documentation.
• Proficiency with Core Bank’s loan operating system (LOS) will be expected.

Responsibilities

• Manage the administrative aspects of an assigned commercial loan portfolio by maintaining complete, accurate and well-organized credit files that support effective loan monitoring and risk management.
• Maintain ongoing communication with borrowers to obtain required financial statements, compliance documentation, and covenant reporting.
• Monitor covenant compliance, financial performance, and reporting timelines, proactively addressing any gaps or concerns.
• Assist in preparing and underwriting credit approval packages for new loan requests, renewals, and annual reviews.
• Analyze borrower financial statements, tax returns, and related credit information to support sound risk assessment.
• Prepare annual reviews and present assigned credits to Loan Committee as needed.
• Partner closely with the Credit Department to ensure timely and accurate processing of loan requests.
• Monitor maturing and past due loans within the portfolio and assist Relationship Managers in proactive resolution strategies.
• Review loan documentation to ensure alignment with approved terms, proper collateral perfection, and protection of the bank’s position.
• Schedule and conduct site visits, inspections, and collateral reviews as required.
• Ensure compliance with internal policies and regulatory requirements, including BSA, information security, and compliance standards.
• Assist in facilitating loan closings by coordinating documentation, due diligence, and internal processes.
• Work with internal teams and external partners to ensure a smooth and efficient closing process.
• Partner with Commercial Relationship Managers in managing and growing client relationships while developing skills required for future relationship management responsibilities.
• Participate in customer calls and meetings, assisting with preparation and execution.
• Help identify opportunities to expand existing relationships through cross-selling of banking products and services, including Treasury Services.
• Serve as a key resource and partner to Commercial Relationship Managers, providing administrative and credit-related support.
• Provide back-up assistance to loan assistants or other team members as needed.
• Participate in team meetings, training, and community or business-related events.
• Represent the bank in a professional manner in all client and community interactions.
• Support the bank’s mission of building better futures for customers, employees, and the community.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level