Excess & Surplus - Associate Production Underwriter Trainee- June 2026

Cincinnati FinancialFairfield, OH
$60,000Onsite

About The Position

Cincinnati Specialty Underwriters, a wholly owned subsidiary of The Cincinnati Insurance Companies, is currently seeking candidates for the Excess & Surplus - Associate Production Underwriter Trainee class beginning June 2026. This role reports to our Fairfield, OH headquarters. The pay rate for this position is $28.85 hourly, which will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Requirements

  • Bachelor's degree OR four or more years of insurance-related work experience and have earned an Associate in Insurance (AINS) designation.
  • Enthusiasm for learning and applying knowledge.
  • Business driven mindset and interest in seeing your work contribute to our company’s success.
  • Strong communication and negotiation skills.
  • Relationship focused and effective listening skills.
  • Strong analytical, problem-solving, and detail-oriented abilities.
  • Effective independent decision-making, analytical, and evaluation skills.
  • Organizational and time management skills.
  • Capacity to learn and thrive in a fast-paced environment.
  • Ability to develop positive relationships with agency personnel and field associates.

Nice To Haves

  • Current students are required to upload unofficial transcripts.

Responsibilities

  • Actively participate in and complete a training curriculum that will prepare you to acquire an assigned territory. Your assigned territory will consist of independent agents providing excess and surplus insurance policies for businesses.
  • Demonstrate a basic understanding of underwriting concepts, lines of coverage, and the Cincinnati appetite for risk.
  • Appropriately price new business and renewal accounts with consideration given to segmentation, net rate, and exposure increase targets.
  • Meet department service standards for new business and renewal issuance.
  • Respond to inquiries in a timely manner, effectively research, and work to solve problems for internal and external customers.
  • Balance performance goals with profit and growth objectives; learn to analyze data to drive value added decisions regarding price, terms, and conditions.
  • Provide agencies with sound advice and decisions that will lead to profit and growth for the agencies and company.
  • Build and leverage relationships with headquarters and field associates to foster a valuable agency experience and support company goals.
  • Complete minor travel during the training period and then bi-monthly travel once a territory is assigned.
  • Seek opportunities to add to your underwriting knowledge by attending all department training classes and reading all written communication.

Benefits

  • Annual cash bonus
  • Stock incentives
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