Associate, National Accounts

CIBC•Toronto, ON

8d•Hybrid

About The Position

CIBC National Accounts is a team of banking professionals focused on corporate lending for public and large private businesses. The team specializes in structuring and managing syndicated credit facilities and complex structured transactions. As an Associate, you will play an integral role in supporting senior bankers across the origination, structuring, execution, and ongoing management of senior credit facilities for a diversified portfolio of corporate clients. This role offers the opportunity to work on complex transactions, gain direct client exposure, and build deep expertise in corporate lending and credit analysis. At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

Requirements

Degree in Business, Commerce, Finance, Economics, or a related field.
2–4 years of relevant experience in corporate lending, accounting, transaction advisory, investment banking, private credit, or a similar analytical finance role.
Strong skills in financial statement analysis, accounting, and financial modeling
Strong written and verbal communication skills.
Strong organizational skills and the ability to manage competing priorities in a fast-paced environment.
Detail-oriented and intellectually curious.
A self-starter with sound judgment.
Team-oriented and relationship-focused.
Client-focused.
Committed to delivering strong client outcomes.
Values matter to you.
Bring your real self to work and live our values – trust, teamwork and accountability.

Nice To Haves

Master’s degree or professional designation such as CPA, CBV, or CFA is considered a strong asset.
Experience with corporate credit products, syndicated lending, or loan assessment.
Knowledge of valuation, M&A, derivatives, and competitive/industry analysis.

Responsibilities

Support due diligence for new and existing credit transactions
Assist in the structuring and execution of senior credit facilities
Help prepare credit submissions, information memoranda, and client presentation materials
Analyze financial statements, operating performance, and market data
Build and maintain financial models
Conduct credit, industry, and business analysis to support lending recommendations
Assist in the ongoing monitoring of approved credit arrangements
Track compliance with terms and conditions and identify relevant changes in client financial performance or business conditions
Support account management activities in line with risk management guidelines
Participate in client discussions to understand financing needs and support proposal development
Work closely with internal partners across Loan Syndications, Investment Banking, Trading, Risk Management, and Legal
Build strong working relationships with clients, internal stakeholders, and industry contacts

Benefits

competitive salary
incentive pay
banking benefits
a benefits program
defined benefit pension plan
an employee share purchase plan
a vacation offering
wellbeing support
MomentMakers, our social, points-based recognition program.
Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.