Associate, Liquidity & Analytics

Scotiabank•New York, NY

10d

About The Position

The Associate supports the measurement, monitoring, and reporting of liquidity risks across Global Banking and Markets (GBM) and Business Banking activities within the U.S. Treasury in New York. The role performs liquidity analytics, stress testing, forecasting, and reporting, and supports the maintenance of liquidity methodologies, governance processes, and management reporting. The position contributes to the team’s business strategies and objectives while ensuring activities comply with applicable regulations, internal policies, and procedures. The successful candidate works with stakeholders across Treasury, Finance, Business, and Risk to address liquidity risk and reporting requirements. They also support operational controls, risk and compliance obligations, process improvements, and an inclusive, high-performance environment.

Requirements

Bachelor’s degree in Finance, Economics, Accounting, Risk Management, Data Analytics, or a related discipline.
5+ years of experience in Treasury, Liquidity Risk Management, or a business-aligned function.
Strong understanding of liquidity risk management concepts, including liquidity stress testing, funding risk, balance sheet management, and regulatory liquidity frameworks.
Experience performing quantitative analysis, scenario modeling, forecasting, and management reporting.
Proficiency in Excel and data analytics tools.
Ability to synthesize complex data into clear insights and recommendations for senior management.
Strong stakeholder management, communication, and presentation skills, with the ability to work effectively across Treasury, Finance, Risk, and Business teams.
Ability to manage multiple priorities in a fast-paced, highly regulated environment.

Nice To Haves

Knowledge of regulatory liquidity requirements such as ILST, LCR, FR 2052a, Reg YY, or related U.S. banking regulations.
Experience with SQL, Power BI, Tableau, Python, or similar tools.

Responsibilities

Lead liquidity risk analysis and oversight for GBM and Business Banking activities.
Support execution of ILST scenarios and liquidity stress testing exercises.
Analyze business-driven liquidity risks, funding requirements, and balance sheet trends.
Prepare liquidity forecasts, scenario analyses, and management reporting.
Monitor key liquidity metrics and investigate material variances or emerging risks.
Support the development and maintenance of liquidity risk methodologies and assumptions.
Conduct data validation, controls, and analytical reviews to ensure reporting accuracy.
Assist with governance materials, committee reporting, and regulatory documentation.
Partner with stakeholders across Treasury, Finance, Business, and Risk functions to address liquidity risk and reporting requirements.
Support automation, process improvement, and analytical enhancement initiatives.
Consider the Bank’s risk appetite and risk culture in day-to-day activities and decisions.
Ensure day-to-day business controls adequately address operational, compliance, AML/ATF/sanctions, and conduct risk obligations.
Champion a customer-focused culture and contribute to an inclusive, high-performance work environment.