Associate Financial Strategy Analyst

Bread Financial•Columbus, OH

8h•Hybrid

About The Position

This financial role plays a critical role within the Financial Strategy Team, providing analytical insights and forecasts to drive profitable business decisions related to private label and co-brand credit card portfolios. Utilizing a data-driven approach and a deep understanding of portfolio profitability, the Analyst performs comprehensive financial analyses, evaluates client performance, and supports strategic initiatives such as client contract structuring, promotional pricing, and file performance tracking. The Associate Analyst is also responsible for delivering timely and accurate financial insights, supporting ad-hoc projects, and contributing to the team's strategic objectives.

Requirements

High School Diploma or GED
0-1 years experience in Financial Services, with a focus on credit-related products and services
High School Diploma or GED.
1-2 years experience in Financial Services, with a focus on credit-related products and services.
Familiarity with SQL or python
Experience in credit card industry
Financial Reporting and Analysis
Portfolio Analysis
Competitor Analysis
Financial Forecasting
Ad Hoc Reporting
Data Analytics
MicroStrategy
Structured Query Language (SQL)
Profit Management
Pivot Tables
Profit and Loss Responsibility
Must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization.
Cannot offer employment to F-1 (student) visa holders.

Nice To Haves

Bachelor’s Degree in Accounting, Finance, or related field of study or equivalent, relevant work experience
2+ years experience in Financial Services, with a focus on credit-related products and services.

Responsibilities

Analyze and forecast financial performance metrics using data from SQL, Essbase, MicroStrategy, and other relevant sources.
Evaluate client performance against expectations and provide insights through detailed reports and presentations.
Identify and evaluate opportunities for process improvement and profitability enhancement based on portfolio trends and competitive research.
Participate in client discussions to define objectives and success metrics and develop client performance reports.
Develop and maintain key financial reports, including client deal structure summaries and portfolio performance analyses.
Provide timely and accurate financial reporting to the team and internal partners, ensuring data integrity and clarity.
Conduct ad-hoc financial analyses and support interdepartmental collaboration on various projects, contributing to the team's strategic objectives.

Benefits

medical
prescription drug
dental
vision
other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability)
Six weeks of 100% paid parental leave
401(k) plan
11 paid holidays
Flexible Time Off (FTO) program
80 hours of Paid Sick and Safe Time (“PSST”)
40 hours of Illinois PSST
40 hours of Illinois Paid Leave
annual incentive bonus