Associate Financial Advisor

Wells Fargo•Hainesport, NJ

2d•Onsite

About The Position

At Wells Fargo, an Associate Bank Financial Advisor helps clients work toward their financial goals in collaboration with the bank branch team. The role involves building client relationships, providing guidance on financial solutions, and developing advisory expertise through training, mentorship, and collaboration with experienced professionals. The position includes a structured Wells Fargo Advisors training program and work with clients to understand their goals, risk tolerance, and needs. The advisor assists with appropriate investment approaches, reviews basic client goals and profiles, supports relationship development, and refers clients to specialists when appropriate. The role also builds knowledge of financial products, regulatory requirements, and Wells Fargo Advisors processes. This Loan Origination position includes customer contact, assessing client needs, and referring interested customers to a SAFE team member for dwelling-secured products. The employee assists customers without taking an application or offering or negotiating terms of a dwelling-secured transaction. Loan Originator requirements under Regulation Z apply.

Requirements

At least 6 months of customer service, sales, or relationship-building experience, or equivalent demonstrated through work experience, training, military experience, or education.
Successful completion of the Securities Industry Essentials (SIE) exam or equivalent.
Meet Consumer Financial Protection Bureau Loan Originator qualification requirements, including applicable financial responsibility, character, financial fitness, and criminal background standards.
Successfully complete required background checks and meet ongoing regulatory screening and reporting obligations.
For U.S. employment, obtain and maintain appropriate FINRA licenses and applicable state registrations and licenses within the stated post-hire timeframe if not already transferable.
Comply with applicable policies regarding outside activities and personal investing.
U.S. only: Visa sponsorship is not available.

Nice To Haves

Experience in financial services, wealth management, financial advising, investment planning, and financial products.
Knowledge of bank regulations and financial regulatory requirements, and ability to apply related policies, procedures, and controls.
Ability to understand customer needs, financial goals, risk tolerance, and investment profiles through consultative conversations.
Ability to build and maintain customer and banking relationships through responsive service, trust, and long-term client engagement.
Customer service delivery experience, including addressing routine inquiries and supporting timely resolution of client needs.
Ability to perform basic financial analysis, review client information, assess needs, evaluate investment opportunities, and support appropriate recommendations.
Ability to collaborate with Financial Advisors, internal partners, and specialists to support clients and connect them with appropriate resources.

Responsibilities

Participate in the structured Wells Fargo Advisors training program to meet personal, professional, and client service goals within the Financial Advisory – Bank function.
Understand clients’ financial goals, risk tolerance, and needs, and assist in developing appropriate investment approaches.
Review basic client goals and risk tolerance, assess investment profiles, and evaluate needs related to lower-risk, routine investment solutions.
Support client relationship development by delivering quality service and contributing to a positive client experience.
Collaborate with internal partners and refer clients to specialists for additional products when appropriate.
Build foundational knowledge of financial products, regulatory requirements, and Wells Fargo Advisors processes.
Assess customer needs and refer interested customers to a SAFE team member for dwelling-secured products without taking an application or offering or negotiating transaction terms.
Follow applicable risk programs, policies, procedures, regulatory requirements, and compliance obligations.
Obtain and maintain required FINRA and applicable state licenses and registrations for ongoing employment.