Associate Equipment Finance Specialist - Commercial Banking

PNC•Houston, TX

2d•Onsite

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Associate Equipment Finance Specialist within PNC's Commercial Banking organization, you will be based in Houston, TX. Commercial Banking provides financial services, both in and out of PNC's branch footprint, to companies with sales from $10 million to $100 million. As an Associate Equipment Finance Specialist within PNC’s Commercial Banking Equipment Finance organization, you will play a key role in supporting sales and client service activities in a fast-paced, deadline-driven environment. This position requires strong organizational skills, the ability to manage multiple priorities simultaneously, and a commitment to delivering high-quality work with precision and consistency. The Associate Equipment Finance Specialist supports equipment finance transactions, including origination, documentation, financial analysis, and client servicing activities. You will work closely with internal partners and external clients to gather information, ensure accuracy of documentation, and help facilitate timely deal execution. Candidates should have prior banking or financial services experience, ideally within equipment finance or commercial lending. This position requires a collaborative team player who can effectively support sales professionals, adapt to changing priorities, and contribute to a high-performing environment focused on delivering best-in-class client solutions. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Requirements

Prior banking or financial services experience, ideally within equipment finance or commercial lending.
Strong organizational skills.
Ability to manage multiple priorities simultaneously.
Commitment to delivering high-quality work with precision and consistency.
Collaborative team player who can effectively support sales professionals.
Ability to adapt to changing priorities.
University / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Bachelors degree.
No Required Certification(s).
No Required License(s).

Nice To Haves

Book Of Business
Client Relationship Building
Credit Processes
Credit Products
Customer Engagement
Decision Making
Financial Analysis
Identifying Sales Opportunities
Accuracy and Attention to Detail
Business Acumen
Customer Experience Management.
Decision Making and Critical Thinking
Effective Communications
Flexibility and Adaptability
Managing Multiple Priorities

Responsibilities

Performs or assists in equipment finance activities.
Works under supervision and may have limited approval and/or exception authority.
Identifies and appropriately mitigates different types of risk, such as regulatory, reputational, operational and credit.
Manages risk and may help ensure quality for new and/or existing clients.
May assist in the preparation of offerings and/or scorecards.
Assists in the origination, financial analysis, negotiation and documentation of equipment finance products and services.
Interacts with internal/external clients to gather or clarify information and/or expand existing client relationships to develop skills needed to independently generate revenue and deepen share of wallet.
Articulates recommendations to customers in response to client servicing and product-related inquiries.
As defined with the business, demonstrates ability to analyze, evaluate and mitigate credit risk by utilizing knowledge of credit fundamentals and internal credit policies.
Participates in social learning, for example, identifies and networks with business representatives and peers and participates in mentoring, job shadowing and community outreach, to ensure appropriate foundations in credit, product and sales.
May participate in formal learning recommended by the business to develop the skills needed to analyze, evaluate and mitigate credit risk by utilizing knowledge of credit fundamentals and internal credit policies.
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Benefits

medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service.