Associate Director

TD•Montreal, QC

9d•Onsite

About The Position

The Commercial National Accounts (CNA) team provides dedicated relationship coverage to large commercial clients across all industry sectors. This client base is primarily designated by size of credit facilities being larger than $25 million and/or annual sales being greater than $150 million. It also encompasses all commercial clients with syndicated credit facilities. The group consists of senior commercial banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients. The Associate Director, CNA role is the senior credit writing role CNA and is the natural next step the Associate, CNA role. The Associate Director can be designated to a specific portfolio, but also can rather provide support to all portfolios in the unit.

Requirements

Previous experience in Commercial Banking as an Associate.
Very solid credit, analytical and problem-solving skills.
Excellent communication and organizational skills.
Strong team player, with an ability to work both in a team environment and independently.
The ability to engage in active dialogue with internal and external stakeholders (Unit VP, clients, legal counsel etc.).
Ability to travel as required.
An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline.

Nice To Haves

Experience with large accounts will definitely be advantageous.
Financial modeling experience would be an asset.
MBA or CFA would be an asset.

Responsibilities

Provide credit underwriting support across a designated portfolio or all portfolios.
Contribute to growth of the unit by assisting in structuring competitive packages while maintaining a balanced view of risk and credit quality.
Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, risk policies) to increase profitability and enable business growth.
Recommend credit applications to AVP and / or Director of Credit Execution.
First line of responsibility with monitoring and control processes, including financial covenant tracking and internal bank tracking reports, to ensure the necessary processes are completed in a timely manner.