Associate, Credit Risk Professional II

MUFG•Boston, MA

5d•Hybrid

About The Position

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. We're seeking a Credit Risk Associate to conduct credit analysis of Project Finance transactions in the Power Sector and Tax Equity transactions. You will evaluate credit proposals and make recommendations to management on credit approval. This includes monitoring accounts regularly.

Requirements

5+ years of Project Finance experience, preferably in Credit
Knowledge of credit and risk principles and legal and compliance regulations pertinent to lending.
Excellent communication, networking, and analytical skills.
Proficient in Word, Excel, PowerPoint, and Access.
Knowledge of accounting rules, finance, and regulation.

Responsibilities

Identify risks in prospective transactions and improve the structuring of deals in line with policies and procedures.
Advise account officers on credit risk issues/terms and conditions to build the best possible deal to maximize profit and minimize credit costs.
Directly and independently communicate with other credit divisions to obtain the necessary information to make a credit decision.
Ongoing credit review of individual accounts through regular/ad-hoc credit review process and closely monitoring existing Problem Loans and Watch List accounts.
Conduct site visits and attend bank/customer meetings.
Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions.
Ensure compliance with external regulatory/internal policy and procedural requirements.