About The Position

The Associate Banker I works in a TD Store location and plays a key role in delivering legendary customer experiences while processing everyday banking transactions with accuracy and efficiency while also educating customers on TD's products and services or referring them to a partner for specialized solutions. This role is responsible for executing TD's Brand promise to customers by consistently executing appropriate behaviors to deliver a Legendary Customer experience in the Store. The Associate Banker I performs customer transactions including deposits, withdrawals, loan and safe deposit box payments efficiently. They process cash transactions such as cashing checks, verifying currency, balancing cash drawer, and night deposits with a high level of accuracy. The Associate Banker I responds to and resolves customer inquiries and concerns using standard procedures and escalating to management as necessary. They engage in lobby leadership by orchestrating customer flow, warmly welcoming customers, and guiding appropriately. The Associate Banker I understands customer preferences with banking and educates customers on self-service/digital options that meet their needs. They act as an advocate for the customer by conducting needs-based conversations; offering financial & digital solutions, and/or referring the customer to appropriate partner to provide solutions. The Associate Banker I trains and acts as a mentor to new Tellers and assists supervisors with daily duties as directed by Store leadership. They ensure compliance when completing operational activities in accordance with company guidelines and regulations such as Bank Secrecy Act and Patriot Act to minimize risk and protect the customer. The Associate Banker I verifies customers' identities by following customer authentication policies & procedures. They balance cash drawers, Automated Teller machines (ATMs) and Teller Cash Dispensers (TCDs)/ Teller Cash Recyclers (TCRs) as necessary. The Associate Banker I adheres to safe deposit box procedures/operations and guidelines. They are responsible and accountable for cash drawers and vaults including maintaining appropriate cash limits and securing cash at all times. The Associate Banker I is accountable for ensuring confidential customer information is securely stored throughout the day. They understand the importance of and follows dual control. The Associate Banker I follows all security and audit measures to minimize potential loss and utilizes bank tools and processes to detect, address and prevent fraud. They are expected to complete all required in-classroom training and on-line training by established due dates.

Requirements

  • High school diploma or GED
  • 1 year teller or cash handling experience preferred
  • Demonstrated Customer Service skills preferred
  • Ability to work weekends, evenings, holidays as scheduled
  • Strong organizational skills
  • Detail-oriented
  • Ability to function in a fast-paced and changing environment
  • Excellent communication skills with ability to be concise, clear and consistent
  • Performing sedentary work – Frequent
  • Performing multiple tasks – Continuous
  • Operating standard office equipment - Continuous
  • Responding quickly to sounds – Continuous
  • Standing – Continuous
  • Moving safely in confined spaces – Occasional
  • Concentrating for long periods of time – Continuous
  • Applying common sense to deal with problems involving standardized situations – Continuous
  • Reading, writing and comprehending instructions – Continuous
  • Adding, subtracting, multiplying and dividing – Continuous

Nice To Haves

  • Bilingual Fujianese/ Mandarin preferred

Responsibilities

  • Executes TD's Brand promise to customers by consistently executing appropriate behaviors to deliver a Legendary Customer experience in the Store
  • Performs customer transactions including deposits, withdrawals, loan and safe deposit box payments efficiently
  • Processes cash transactions such as cashing checks, verifying currency, balancing cash drawer, and night deposits with a high level of accuracy
  • Responds to and resolves customer inquiries and concerns using standard procedures and escalating to management as necessary
  • Engages in lobby leadership by orchestrating customer flow, warmly welcoming customers, and guiding appropriately
  • Understands customer preferences with banking (when and how they want) and educates customers on self-service/digital options that meet their needs
  • Acts as an advocate for the customer by conducting needs-based conversations; offering financial & digital solutions, and/or referring the customer to appropriate partner to provide solutions
  • Trains and acts as a mentor to new Tellers
  • Assists supervisors with daily duties as directed by Store leadership
  • Ensures compliance when completing operational activities in accordance with company guidelines and regulations such as Bank Secrecy Act and Patriot Act to minimize risk and protect the customer
  • Verifies customers' identities by following customer authentication policies & procedures
  • Balances cash drawers Automated Teller machines (ATMs) and Teller Cash Dispensers (TCDs)/ Teller Cash Recyclers (TCRs) as necessary
  • Adheres to safe deposit box procedures/operations and guidelines
  • Responsible and accountable for cash drawers and vaults including maintaining appropriate cash limits and securing cash at all times
  • Accountable for ensuring confidential customer information is securely stored throughout the day
  • Understands the importance of and follows dual control
  • Follows all security and audit measures to minimize potential loss
  • Utilizes bank tools and processes to detect, address and prevent fraud
  • Expected to complete all required in-classroom training and on-line training by established due dates

Benefits

  • health and well-being benefits
  • savings and retirement programs
  • paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • banking benefits and discounts
  • career development
  • reward and recognition
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