Assistant Vice President, Senior Credit Analyst
About The Position
Yosemite Farm Credit is a farmer-owned cooperative with a rich history of serving the agricultural community in Stanislaus, Merced, Tuolumne, and Mariposa counties. With a commitment to the region's agriculture, the Association provides extensive lending services to approximately 5,200 customers, managing a loan volume exceeding $5 billion. Key commodities financed include dairy and almonds, alongside irrigated field crops, cattle, and walnuts. Yosemite Farm Credit fosters a collaborative culture and strong team values, creating an environment where individuals can contribute to the Vision of 'Helping Our Members Prosper!'
Requirements
- Minimum seven years of experience in underwriting.
- Good analytical and statistical skills to evaluate, prioritize, and categorize data for credit related activities.
- Excellent verbal and written communication skills.
- Good understanding of accounting and finance.
- Good computer skills and be proficient in Windows, Excel, Word, and Adobe.
- Must be authorized to work in the United States at the time of hire.
Nice To Haves
- BA/BS degree in Business Administration or Agricultural Business with concentration in Finance, Accounting or equivalent.
- Agricultural knowledge, experience and education are desirable.
Responsibilities
- Providing advanced credit analysis, underwriting support, and operational leadership within the Branch and across the Association.
- Serving as a mentor and resource to Credit Analysts and Operations/Credit Support Specialists.
- Supporting branch leadership in achieving credit and underwriting goals.
- Managing the loan analysis process from initial review through final credit write-up.
- Formulating projections based on historical financial data.
- Making preliminary recommendations based on credit analysis.
- Recommending appropriate loan controls and conditions.
- Monitoring financial performance.
- Preparing required loan documentation.
- Coordinating borrower and client correspondence.
- Assisting with the timely and accurate completion of loan documents.
- Other duties as assigned.
Benefits
- Outstanding vacation/sick time accrual
- Health, dental, and vision plans
- Tuition reimbursement
- 401k fixed AND company match
- Corporate fitness program
- Performance related compensation
- Volunteer time off
- Paid holidays
- Hybrid (in office and work from home) schedule for qualifying positions
- Allowance of up to $500 for qualifying expenses to outfit employees’ home office
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
