Assistant Vice President, Senior Credit Analyst

Yosemite Farm Credit • Merced, CA

1d • Hybrid

About The Position

The Assistant Vice President, Senior Credit Analyst is responsible for providing advanced credit analysis, underwriting support, and operational leadership within the Branch and across the Association. This position serves as a mentor and resource to Credit Analysts and Operations/Credit Support Specialists, supports branch leadership in achieving credit and underwriting goals, and manages the loan analysis process from initial review through final credit write-up. The AVP, Senior Credit Analyst is responsible for formulating projections based on historical financial data, making preliminary recommendations based on credit analysis, recommending appropriate loan controls and conditions and monitoring financial performance. The role also includes preparing required loan documentation, coordinating borrower and client correspondence, assisting with the timely and accurate completion of loan documents, and other duties as assigned.

Requirements

• BA/BS degree in Business Administration or Agricultural Business with concentration in Finance, Accounting or equivalent.
• Minimum seven years of experience in underwriting.
• Good analytical and statistical skills to evaluate, prioritize, and categorize data for credit related activities.
• Excellent verbal and written communication skills.
• Good understanding of accounting and finance.
• Good computer skills and be proficient in Windows, Excel, Word, and Adobe.
• Must be authorized to work in the United States at the time of hire.

Nice To Haves

• Agricultural knowledge, experience and education are desirable.

Responsibilities

• Providing advanced credit analysis, underwriting support, and operational leadership within the Branch and across the Association.
• Serving as a mentor and resource to Credit Analysts and Operations/Credit Support Specialists.
• Supporting branch leadership in achieving credit and underwriting goals.
• Managing the loan analysis process from initial review through final credit write-up.
• Formulating projections based on historical financial data.
• Making preliminary recommendations based on credit analysis.
• Recommending appropriate loan controls and conditions.
• Monitoring financial performance.
• Preparing required loan documentation.
• Coordinating borrower and client correspondence.
• Assisting with the timely and accurate completion of loan documents.
• Other duties as assigned.

Benefits

• Outstanding vacation/sick time accrual
• Health, dental, and vision plans
• Tuition reimbursement
• 401k fixed AND company match
• Corporate fitness program
• Performance related compensation
• Volunteer time off
• Paid holidays
• Allowance of up to $500 for qualifying expenses to outfit employees’ home office

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level