Assistant Vice President, Private Credit Analyst

Voya Financial • New York, NY

3d • $125,000 - $135,000

About The Position

Collaborate with senior analysts and portfolio managers to source and manage asset-based finance investments for client portfolios across the full investment lifecycle—from origination and underwriting through execution and ongoing monitoring.

Requirements

• Minimum Bachelor’s degree; CFA Designation or equivalent preferred.
• Minimum of 3-5 years of capital markets experience at an investment bank, asset manager, or buy-side institution; specific experience in structured finance and asset-based finance is required.
• Demonstrated credit analysis skills, including the ability to assess the creditworthiness, structure, investment merits and key risks of asset-based and structured finance transactions.
• Advanced data analysis and structured finance modeling skills are essential, including Excel-based cash flow and scenario modeling; Python programming experience is preferred.
• Strong understanding of transaction documentation, covenant frameworks, structural protections, and creditor remedies across private credit and structured finance transactions.
• Strong written and verbal communication skills, including the ability to present complex investment analyses and recommendations clearly and concisely to senior stakeholders.
• Proficiency in AI-enabled tools and their effective application to investment analysis and operational workflows, including appropriate controls, validation, governance and human oversight.
• Exceptional attention to detail and organizational skills, with the ability to manage complex transactions and multiple workstreams simultaneously.
• Strong understanding of financial accounting principles including U.S. GAAP and IFRS, as well as their application to credit analysis.
• Commercially oriented and proactive, with the ability to engage effectively with issuers, borrowers, sponsors, advisors, transaction counterparties, and institutional clients.
• Intellectually curious and collaborative, with sound judgment, a high degree of initiative, and a strong commitment to client service and team success.

Nice To Haves

• CFA Designation or equivalent preferred.
• Python programming experience is preferred.

Responsibilities

• Evaluate, underwrite, and execute private credit, structured finance, and alternative investment opportunities, including screening new transactions, assessing relative value, and formulating investment recommendations.
• Review and analyze data including collateral tapes, financial statements and other underlying asset-level information to assess credit quality and investment risk.
• Lead transaction due diligence and execution, coordinating with issuers, sponsors, investment banking advisors, counsel, and internal stakeholders to manage timelines and drive transactions through closing.
• Negotiate key economic, structural, and documentation terms with issuers, sponsors, and their advisors.
• Develop and analyze financial models, including cash flow forecasts, sensitivity analyses, and stress scenarios, to support underwriting and investment decisions.
• Prepare and present investment recommendations, underwriting analyses, and diligence findings to senior members of the Private Credit group and Investment Committee.
• Collaborate across investment teams to share market insights, underwriting perspectives, and lessons learned to support investment decision-making and portfolio management.
• Monitor financial performance and credit quality of private credit assets, including compliance with deal triggers and covenants.
• Maintain regular communication with borrowers, sponsors, servicers, agents, and other transaction counterparties.
• Support ongoing portfolio management activities, including funding requests, investor reporting, and responses to ad hoc client requests.
• Maintain complete and accurate investment records, transaction documentation, and monitoring materials for assigned portfolio assets.
• Evaluate amendment and waiver requests in coordination with senior investment professionals and legal counsel; prepare recommendations and obtain required approvals.
• Conduct ongoing research and monitoring of borrowers, industries, and asset classes to identify emerging risks, market developments, and investment opportunities.
• Partner with Portfolio Management, Operations, and Technology teams to develop and enhance tools, processes, and reporting capabilities that improve investment monitoring and the capture of key transaction terms and risks.

Benefits

• Health, dental, vision and life insurance plans
• 401(k) Savings plan – with generous company matching contributions (up to 6%)
• Voya Retirement Plan – employer paid cash balance retirement plan (4%)
• Tuition reimbursement up to $5,250/year
• Paid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day.
• Paid volunteer time — 40 hours per calendar year

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level