Assistant Vice President, Executive Underwriter - Programs (Property Expertise)

Liberty Mutual Canada•Toronto, ON

4d•CA$140,000 - CA$190,000•Hybrid

About The Position

This role sits at the intersection of program underwriting, portfolio management, and specialized property risk, with a strong emphasis on designing, scaling, and optimizing property-driven programs across niche and emerging industries. The successful candidate will bring a blend of technical property underwriting expertise and program leadership experience, with the ability to build, evaluate, and evolve programs from both a portfolio and individual risk perspective. This includes influencing underwriting strategy, enhancing governance frameworks, and partnering with MGAs and brokers to deliver sustainable, profitable growth.

Requirements

7+ years of commercial P&C underwriting experience, with a strong emphasis on property underwriting and programs/portfolio management
Demonstrated experience in building or managing insurance programs or niche segments
Demonstrated experience in underwriting complex property risks and large accounts
Demonstrated experience in working with MGAs and delegated authority models (a preference)
Strong understanding of property wordings, CAT exposures, and reinsurance structures
Strong understanding of portfolio analytics, profitability metrics, and program performance tracking
Proven ability to drive profitable growth within specialized segments
Proven ability to balance technical underwriting discipline with commercial strategy
Proven ability to influence stakeholders across brokers, MGAs, and internal teams

Nice To Haves

Working with MGAs and delegated authority models

Responsibilities

Lead underwriting oversight of a portfolio of delegated and non-delegated authority programs, with a strong emphasis on property and property-led programs
Conduct holistic program reviews, including profitability, rate adequacy, CAT exposure, and long-term sustainability
Drive portfolio segmentation strategies, identifying growth opportunities within specialized property niches (e.g., emerging industries, complex risk segments)
Contribute to the creation, launch, and scaling of new programs, including development of underwriting guidelines and product wordings
Underwrite and guide complex commercial property risks, including large and non-standard exposures
Apply deep understanding of property coverage, wordings, CAT modelling, and facultative reinsurance structures
Support program partners in risk selection, pricing strategy, and coverage structuring to ensure alignment with Liberty’s appetite
Provide technical leadership on large accounts, high-value assets, and specialized property exposures
Build and manage strong relationships with MGAs, brokers, and capacity partners
Act as a trusted advisor, influencing underwriting practices and program strategies
Collaborate on market expansion opportunities, including new distribution channels and niche sectors
Ensure consistent service delivery and alignment of underwriting standards across delegated authorities
Lead the review and governance of MGA and delegated underwriting authority agreements, ensuring compliance and alignment with risk appetite
Oversee and enhance program audit protocols, including underwriting quality, claims trends, and financial performance
Monitor portfolio performance using data-driven insights, actuarial inputs, and claims analysis
Identify emerging trends and proactively implement corrective actions and underwriting adjustments
Contribute to the national Programs strategy, with a focus on property-led growth segments
Identify opportunities to expand into specialized industries (e.g., cannabis, manufacturing, niche property sectors)
Champion innovation in program design, underwriting processes, and market positioning
Support development of standardized frameworks, playbooks, and scalable underwriting models
Partner closely with Actuarial, Risk Services, Claims, Reinsurance, and Legal to drive profitability
Translate technical insights into actionable strategies for program partners and internal stakeholders
Support internal knowledge sharing and elevate technical underwriting capability across the Programs team
Applicable experience in casualty and/or financial lines, given that property-centric programs may include some of these elements