Assistant Relationship Manager ARM
About The Position
The Assistant Relationship Manager is responsible for conducting financial analysis of credit for loan requests as well as assisting Bank Officers. This role involves generating spreads, term sheets, and other information for loan requests, conducting underwriting, and determining the strength of credit requests to establish loan terms and repayment ability. The incumbent will also build profiles and loan requests in nCino for approval, gather necessary financial information from clients, and prepare memos for approvals. Additionally, the role includes tracking loan maturities, understanding the documentation and closing process, attending sales appointments, and assisting Loan Officers and Credit Officers with various functions such as clearing collateral exceptions and reporting information. A key aspect of this position is ensuring familiarity with and compliance with all applicable regulations and policies.
Requirements
- Bachelor’s degree in Finance, Accounting or a related field
- Two (2) years of related experience
- Excellent written and verbal communication skills
- Experience using Microsoft Outlook, Word and Excel
- Experience in a position requiring attention to detail and data analysis
- Excellent organizational skills and ability to multi-task
Nice To Haves
- RMA and/or Moody training is a plus
Responsibilities
- Conduct financial analysis of credit for new and existing clients and prospects
- Generate spreads, term sheets, and other information for loan requests and conduct underwriting
- Determine the strength and/or weakness of credit requests to determine the terms of the loan and ability to repay
- Build profiles and loan requests in nCino for approval
- Contact Loan Officers and/or clients to request necessary financial information for analysis such as balance sheets, tax returns, financial statements, etc.
- Generate reports to determine past or current maturities that are not yet cleared and request any necessary information
- Prepare memos outlining financial information for approvals from the appropriate parties
- Track maturity for renewals monthly
- Be actively involved in understanding documentation and closing process
- Attend sales appointments with Officers as requested
- Work on term sheets / commitment letters as directed by supervisors
- Assist Loan Officers and Credit Officers with various functions needed such as clearing collateral exceptions, reporting information, implementing new systems, etc.
- Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
