Assistant Director, Risk Analytics
About The Position
The Assistant Director, Risk Analytics is responsible for optimizing loan pricing and origination risk strategies to maximize growth and profitability. This leadership role combines strategic risk analytics, forecasting, and origination decisioning. The position owns and evolves pricing and forecasting frameworks used across the business, leads a team of analysts, and partners with Product, Data Science, Technology, Finance, Operations, Retail, Marketing, Supply Chain, and IT to translate data into strategies that influence sales, portfolio performance, and long-term profitability. The role has a hybrid work approach with an on-site expectation of at least three days per week. Sponsorship is not provided; individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time.
Requirements
- Bachelor's or master's degree in a quantitative field such as economics, finance, statistics, engineering, or a related hard science discipline.
- At least 5 years of analytics experience.
- At least 2 years of experience in leadership or people management roles.
- Strong understanding of data sources and warehouses, data mining, and data analysis techniques; SQL, R, Java, or Python programming experience is preferred.
- Strong problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
- Extensive experience using analysis to drive strategy.
- Extensive experience performing data analysis and summarizing findings in executive-level presentations.
- Ability to communicate statistical and analytical concepts and findings clearly to executive, operational, and technical audiences, adjusting detail and emphasis as appropriate.
- Project management experience leading multiple initiatives simultaneously.
- Strategic, future-oriented, open-minded, and proactive approach.
- Self-motivation and ability to operate autonomously.
- Excellent verbal and written communication skills.
- Enthusiasm for work and a goal-oriented approach.
Nice To Haves
- Financial services industry analytics experience.
- Consumer credit risk management experience.
- Experience with SQL, R, Java, or Python programming languages.
Responsibilities
- Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability.
- Use quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns.
- Translate ambiguous or emerging data into clear insights and executable pricing strategies.
- Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle.
- Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy.
- Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis.
- Lead, develop, and mentor a team of analysts, fostering curiosity, accountability, and continuous improvement.
- Drive multiple high-impact initiatives independently from concept through execution.
- Present analytical findings and strategic recommendations to senior and executive leadership.
- Partner cross-functionally to implement scalable, enterprise-wide solutions.
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- 401(k)
- Company-paid life insurance
- Short- and long-term disability coverage
- Professional growth opportunities
- Tuition reimbursement
- Wellness program with self-guided coaching, cash incentives, and medical premium discounts
- In-house gym
- Paid time off, including wellness days, holidays, and personal time for full-time roles
- Competitive pay
- Employee celebrations and social events
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What This Job Offers
Job Type
Full-time
Career Level
Manager
