Assistant Director, Credit Strategy

DriveTime • Dallas, TX

2d • Hybrid

About The Position

The Assistant Director, Credit Strategy specializes in portfolio management, using problem-solving skills and large-dataset analysis to assess portfolio health and identify credit risks that should be mitigated and monitored. The role helps ensure the current and future profitability of originations. It solves complex, open-ended problems with substantial autonomy, using structured problem-solving frameworks and quantitative analysis. The position owns credit strategies throughout their lifecycle, including launch, implementation, and monitoring; builds rigorous business processes; and communicates findings to executive stakeholders to gain organizational support. It also manages and develops a future team of analysts and performs quantitative analysis using Excel and coding languages such as SQL, Snowflake, and Python.

Requirements

• Bachelor's or Master's degree in a quantitative field such as economics, finance, statistics, engineering, computer information systems, or another STEM field.
• At least 5 years of experience in analytics-related consumer finance roles.
• Proven experience creating and owning results-oriented analytical strategies.
• Advanced Excel skills and experience with coding languages such as SQL, Snowflake, Python, and/or R.
• Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
• Strong analytical and storytelling abilities, including the ability to present findings through presentations and monitoring reports.
• Humility, intellectual curiosity, creativity, results focus, passion, and goal orientation.

Nice To Haves

• At least 1 year of formal or informal team leadership experience.
• Experience using AI tools such as Claude, Cursor, or GPT.

Responsibilities

• Solve open-ended problems with a high degree of autonomy using thoughtful problem-solving frameworks and in-depth quantitative analysis.
• Assess loan portfolio health, identify pockets of credit risk, and develop risk-mitigating credit strategies.
• Own credit strategies throughout their lifecycle, including launch, implementation, and monitoring.
• Manage and develop a future team of analysts, maintaining a high degree of analytical rigor.
• Build rigorous, sustainable business processes to make monitoring and analysis accurate, accessible, and actionable.
• Present findings to executive stakeholders, communicate effectively, and gain organizational buy-in.
• Process, manipulate, and analyze large datasets using Excel and coding languages such as SQL, Snowflake, and Python.

Benefits

• Medical, dental, and vision coverage, with the company covering a sizable amount of insurance premiums.
• 401(k).
• Company-paid life insurance.
• Short- and long-term disability coverage.
• Professional growth opportunities.
• Tuition reimbursement.
• Wellness program with self-guided coaching and journeys, cash incentives, and discounts on medical premiums.
• Competitive pay.
• Paid time off, including wellness days, holidays, and personal time for full-time roles.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior