Assistant Director, Credit Strategy

DriveTime • Dallas, TX

3d • Hybrid

About The Position

The Assistant Director, Credit Strategy specializes in portfolio management, using problem-solving skills and analysis of large datasets to assess portfolio health, identify credit risks, and develop strategies to protect the profitability of current and future originations. The role solves complex, open-ended problems with autonomy and quantitative analysis, and owns credit strategies throughout their lifecycle, from launch and implementation through monitoring.

The position also involves developing a future team of analysts, establishing reliable business processes for accurate and actionable monitoring, and communicating findings to executive stakeholders to gain organizational support. The role uses advanced Excel skills and coding tools such as SQL, Snowflake, and Python to process and analyze large datasets.

GoFi is an AI-centric, licensed auto finance company with a cloud-based lending platform. It is based in Dallas, Texas. The role follows a hybrid work approach and requires working onsite at least three days per week.

Requirements

• Bachelor's or master's degree in a quantitative field such as economics, finance, statistics, engineering, computer information systems, or another STEM field.
• At least 5 years of experience in analytics-related consumer finance roles.
• Experience creating and owning results-oriented analytical strategies.
• Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
• Advanced Excel skills.
• Experience with coding languages such as SQL, Snowflake, Python, and/or R.
• Strong analytical and storytelling abilities, including presenting findings and preparing monitoring reports.

Nice To Haves

• At least 1 year of formal or informal team leadership experience.
• Experience using AI tools such as Claude, Cursor, or GPT.

Responsibilities

• Solve complex, open-ended problems with autonomy using structured problem-solving frameworks and in-depth quantitative analysis.
• Own portfolio health and develop credit strategies to mitigate risk.
• Manage credit strategies throughout their lifecycle, including launch, implementation, and monitoring.
• Manage and develop a future team of analysts, fostering strong analytical rigor.
• Build sustainable business processes that make monitoring and analysis accurate, accessible, and actionable.
• Present findings to executive stakeholders, communicate effectively, and gain organizational buy-in.
• Process, manipulate, and analyze large datasets using Excel and coding languages such as SQL, Snowflake, and Python.

Benefits

• Medical, dental, and vision insurance, with the company covering a sizable amount of premiums.
• 401(k).
• Company-paid life insurance.
• Short- and long-term disability coverage.
• Professional growth opportunities.
• Tuition reimbursement.
• Wellness program with self-guided coaching, wellness journeys, cash incentives, and medical premium discounts.
• Competitive pay.
• Paid time off, including wellness days, holidays, and personal time for full-time roles.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior