Asset Liability Management (ALM) Manager

Credit Human Careers•San Antonio, TX

1d•Onsite

About The Position

The Asset Liability Management (ALM) Manager serves as a key partner in managing Credit Human’s financial performance, balance sheet strategy, and risk profile. The role provides analysis, forecasting, and insights to support leadership decisions about interest rate risk, liquidity, investments, funding, and profitability, helping the credit union remain financially strong through changing economic conditions. The manager leads the administration and optimization of the ALM program and financial modeling platform; conducts risk analysis, forecasting, stress testing, and sensitivity analysis; and prepares reports and analyses for committees, executive leadership, and regulatory reporting. The position also manages the Funds Transfer Pricing process, monitors and administers investment and funding-related portfolios, oversees collateral management and related compliance activities, supports derivative activities, coordinates audits and examinations, and provides leadership and operational support for Treasury functions. This is an onsite position based in San Antonio, Texas, with a Monday–Friday schedule from 8:30 a.m. to 5:30 p.m. The expected annual pay range is $84,000–$92,000, based on qualifications. The role may also be eligible for a bonus opportunity of up to 7%. Applicants must be currently authorized to work in the United States on a full-time basis. Credit Human conducts employment background checks.

Requirements

Bachelor’s degree in Finance, Economics, Mathematics, Accounting, Business, or a related field.
Strong analytical and problem-solving abilities.
Financial modeling and quantitative analysis skills.
Knowledge of interest rate risk, liquidity risk, and balance sheet management concepts.
Ability to interpret data and translate findings into actionable business recommendations.
Strong written and verbal communication skills.
Proficiency with spreadsheets, databases, and financial systems.
Strong attention to detail, organization, and project management skills.
Ability to work independently while building effective cross-functional partnerships.
Must be currently authorized to work in the United States on a full-time basis.

Nice To Haves

Experience in treasury, finance, or balance sheet management within a financial institution.
Asset/Liability Management (ALM) experience.
Experience leading projects, processes, or team members.
Background in liquidity management, interest rate risk analysis, investments, or financial forecasting.
Master’s degree in Finance, Economics, Business Administration, Mathematics, or a related discipline.

Responsibilities

Lead administration and optimization of the Asset Liability Management (ALM) program and financial modeling platform.
Perform interest rate risk analysis, net interest income forecasting, liquidity stress testing, and balance sheet sensitivity analysis.
Prepare reports, forecasts, and financial analyses for ALCO, the Finance Committee, executive leadership, and regulatory reporting requirements.
Manage the Funds Transfer Pricing (FTP) process, including rate curve development and profitability reporting.
Monitor and administer investment, liquidity, borrowing, brokered CD, and loan participation portfolios.
Oversee collateral management, government-guaranteed education loan portfolio reporting, and related compliance activities.
Support derivative activities, collateral posting requirements, and treasury-related reporting.
Coordinate audit, examination, and regulatory reporting activities.
Provide leadership, process improvement, and operational support for Treasury functions.