Asset Based Lending Portfolio Mgr. - SLC, Houston or Dallas

Zions Bancorporation•Salt Lake, UT

2d•Hybrid

About The Position

Zions Bancorporation is seeking an Asset Based Lending Portfolio Manager to join their team. This role supports ABL operations within a collaborative, client-focused environment, partnering with clients to deliver customized credit solutions that support growth while mitigating risk. The position involves supporting the lending unit in legal documentation, closing, analyzing financial data, and managing complex Asset-Based loans, including some underwriting responsibilities for existing portfolios. The role also includes reporting on credit quality, managing field exams, preparing Credit Administration documentation, and analyzing borrower financial performance. Additionally, the manager will monitor loan covenant compliance, manage troubled loans, build customer relationships, provide client advice, and manage department projects.

Requirements

2-8+ years in asset-based lending, underwriting, loan structuring, credit and portfolio management, field exam, loan documentation, loan workouts, monitoring collateral and credit performance, economic and industry evaluations, or other directly related experience.
Strong knowledge of accounting and finance.
An equivalent combination of education and experience may meet qualification.
Working knowledge of accepted loan practices with emphasis on asset-based lending, underwriting, security prioritization, legal documentation, credit analysis and portfolio management.
Strong work ethic.
Must have solid interpersonal skills.
Strong knowledge of software applications, including word processing, spreadsheets and financial modeling.
Requires a bachelor's degree in accounting, finance, banking, or a related field.

Responsibilities

Support the lending unit in legal documentation, closing, analyzing financial data, and managing both new and existing complex Asset-Based loans.
Includes some underwriting responsibilities, particularly on existing portfolio.
Responsibility for reporting on the credit quality of a loan portfolio.
Establishing scope of work, ordering, reviewing of field exams.
Prepare Credit Administration documentation, including the submission and presentation of underwriting memo for approval.
Accountable for loan documentation, borrowing-base calculation, loan closing process, and internal on-boarding of new customers.
Responsible to analyze, and document the financial performance of borrowers.
Monitor compliance with financial and loan covenants.
Manage troubled loans and workout situations.
Build and maintain customer relationships with high satisfaction.
Provide advice and counsel to clients regarding trends and conditions of the business environment, capital markets, and general banking trends.
Manage department projects as needed.
Other duties as assigned.

Benefits

Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance
Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training
Paid Time Off (PTO)
11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match
Profit Sharing
competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business
Employee Ambassador preferred banking products
12 bank holidays
profit sharing
company-matched 401(k) contributions