AR Credit Analyst-HIRING ASAP

Aston Carter•Phoenix, AZ

7d•$25 - $29•Onsite

About The Position

We are seeking a detail-oriented AR Credit Analyst to support high-volume credit operations within a B2B construction environment. In this role, you will evaluate customer creditworthiness, analyze financial data, and make informed decisions that directly impact risk and revenue. This position is ideal for someone who thrives in a fast-paced setting, can manage large volumes of credit applications, and is comfortable working cross-functionally to ensure accurate and compliant credit processes.

Requirements

3+ years of Credit Analyst / Accounts Receivable experience
2+ years of construction-related B2B credit experience
Strong experience in credit analysis, accounts receivable, and new account setup/approvals
Experience working in a high-volume environment (1000 applications/month)
Strong financial analysis and risk assessment skills
Proficiency in Excel
Experience navigating multiple ERP systems

Responsibilities

Analyze financial data including financial statements, income, and cash flow to determine creditworthiness
Calculate financial ratios (e.g., debt-to-income) to evaluate customer financial health
Make recommendations to approve or deny credit and suggest appropriate terms
Prepare reports summarizing customer financial health and lending risk
Ensure compliance with internal credit policies and guidelines
Assist with company and client audits
Communicate with customers to resolve issues and verify financial transactions