AR Credit Analyst

Aston Carter•Phoenix, AZ

3d•$25 - $29•Onsite

About The Position

A leading equipment rental and construction services company is seeking an experienced AR Credit Analyst to join its team in Phoenix, Arizona. This role will be responsible for evaluating customer creditworthiness, managing credit risk, supporting new account setup and approval processes, and partnering with internal stakeholders to maintain a healthy accounts receivable portfolio. The ideal candidate will have a strong background in construction industry credit analysis, B2B collections, and accounts receivable management in a high-volume environment.

Requirements

3+ years of Credit Analyst experience.
2+ years of construction industry credit experience in a B2B environment.
Experience managing high-volume portfolios and processing large volumes of credit applications.
Experience with B2B collections and accounts receivable processes.
Proficiency in Microsoft Excel.
Experience navigating and working within multiple ERP systems simultaneously.
Strong analytical, problem-solving, and decision-making skills.
Excellent communication and customer service abilities.

Nice To Haves

Experience using Dun & Bradstreet (D&B) or similar credit reporting platforms.
Experience activating and reviewing new customer accounts.
Knowledge of credit risk management and escalation processes.
background in equipment rental, construction, manufacturing, or related industries.

Responsibilities

Analyze financial statements, income reports, cash flow, and other financial data to evaluate customer creditworthiness.
Review and process new account applications while establishing appropriate credit limits.
Calculate and interpret financial ratios and key risk indicators to assess customer financial health.
Make recommendations regarding credit approvals, credit limit changes, and account risk management.
Monitor customer accounts and address credit-related issues, escalations, and collection activities.
Prepare reports summarizing financial risk, account performance, and credit decisions.
Collaborate with internal departments to resolve billing, payment, and credit concerns.
Ensure compliance with company credit policies and procedures.
Support internal and external audit activities as needed.
Maintain accurate customer records across multiple ERP systems.
Communicate directly with customers to verify financial information and resolve account discrepancies.