Appraisal Clerk

Golden Empire Mortgage93309, CA
Onsite

About The Position

Join the GEM Mortgage Team! Ready to be part of a leading mortgage lender that truly puts clients first at GEM Mortgage, a division of Golden Empire Mortgage, we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit. Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities. At Golden Empire Mortgage, our LEADER values guide everything: Loyalty to our team, borrowers, and partners. Excellence in all we do. Accountability —we take ownership. Driven for continuous improvement. Engaged to deliver success. Reliability you can count on. If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join GEM Mortgage and help us empower clients and communities! Summary Under general supervision of the Centralized Operations Manager, the Appraisal Clerk is responsible for reviewing, verifying and processing the appraisal requests according to AIR regulations and GEM policy and procedures as well as review and process the FHA case numbers from the FHA Connection for Government loans. The Appraisal Clerk is also responsible for the retrieval and processing of the completed appraisal report according AIR, ECOA regulations and GEM policy, uploading the conventional appraisal to the UCDP portal and the imaged folder as well as logging the completed appraisal report into the FHA Connection for FHA loans.

Requirements

  • High School Diploma/GED
  • At least one year of experience in the Mortgage industry
  • At least 2 years clerical experience
  • Knowledge of appraisal principles, practices, regulations and procedures related to AIR and FHA Appraiser Independence.
  • Skill in problem solving issues as they arise and escalating them to management when necessary.
  • Skill in both verbal and written communication.
  • Knowledge of Excel, Outlook and Word.

Responsibilities

  • Appraisal ordering by rotation for Conventional, FHA, VA and USDA appraisals according to AIR and FHA Appraiser Independence regulations
  • Maintain Appraiser roster
  • Process completed appraisal reports according to AIR, ECOA and FHA Appraiser Independence regulations.
  • Retrieve FHA case assignments for FHA loans according to FHA guidelines
  • Coordinate with branches on any appraisal issues related to investor guidelines or exclusionary lists.
  • Act as liaison between our branches and the appraisers, related to any value reconsideration requests or appraisal corrections.

Benefits

  • Overtime is paid in accordance with California state and federal labor laws.
  • Additional compensation, such as bonuses or incentive pay, may be available based on performance and business needs.
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