Transaction Banking, API Product Manager, Associate

Goldman Sachs•Dallas, TX

About The Position

Our mission is simple: provide a global transaction banking platform that is nimble, secure, and easy for clients to use. We have delivered a modern, digital-first transaction banking platform to serve Goldman Sachs' varied client base. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up — designed to solve some of the most complex operational needs in the industry. We aim to help our clients achieve Working Capital efficiency gains by optimizing their short-term liquidity needs and simplifying their Cash Management operations. We do so by delivering a best-in-class digital solution that helps clients manage their liquidity movements, foreign exchange, and payments — enabling international treasury operations and commerce. We're a team of diverse Treasury and Payments specialists helping our clients solution and build for the future. The Head of API and ISO Product Management will lead the strategic vision and execution of our payment channel capabilities, ensuring that technology serves as a powerful enabler of exceptional client outcomes and sustainable business growth.

Requirements

Minimum 4 years of experience in Product Management, with demonstrated leadership experience across Payments and/or APIs and/or technical products
Experience in API design and developer experience (DX) — including RESTful API product management, developer portals, and API-first product strategy
Background in electronic payments — including ACH, wires, SWIFT, real-time payments (RTP, FedNow, SEPA Instant), and cross-border payment flows
Demonstrated ability to apply or oversee Generative AI solutions within a financial services or payments context
Proven ability to balance technology innovation with commercial outcomes — understanding that great technology must ultimately serve client needs and drive business results
Exceptional communication and stakeholder management skills, with the ability to influence at the executive level

Nice To Haves

Enthusiastic and curious about the business, technical, and/or operational aspects of payments and banking
Enthusiastic and curious about electronic payments, real time payments, card networks, stablecoin payments, and emerging payment schemes
Enthusiastic and curious about the design of APIs and have pride in best-in-class developer experience (DX) — including intuitive documentation, sandbox environments, and seamless onboarding for corporate clients and fintech partners
Enthusiastic and curious about corporate treasury, cash management, and the inner workings of large corporates and financial institutions
Enthusiastic and curious about User experience (UX) design principles across all payment channel touchpoints, partnering with design teams to deliver interfaces and workflows that are elegant, intuitive, and client-centric
Drive the integration and strategic application of Generative AI capabilities within payment channels — including intelligent payment routing, anomaly detection, client-facing assistants, and workflow automation
Stay current on industry trends including ISO 20022 migration, real-time payments, open banking/APIs, card scheme innovations, and network-level VAS (e.g., SWIFT gpi, request-to-pay schemes)
Ensuring all payment channel products comply with relevant regulatory requirements (e.g., AML/KYC, data privacy such as GDPR/CCPA, PSD2 where applicable)

Responsibilities

Work with a team of engineers, treasurers, and commercial roles to design, develop, and execute of a comprehensive technical product roadmap.
Focus on client-facing programmatic payment interfaces, including APIs, ISO messaging standards, and Swift protocols.
Navigate complex technical environments and build strong partnerships with both engineering teams and corporate treasury professionals.
Drive measurable commercial outcomes by architecting bespoke client solutions and maintaining focus on market differentiation to ensure our services remain best-in-class.
Collaborate extensively across the TxB organization—partnering with Sales, Engineering, Risk, Design, and Servicing—to deliver a seamless, high-performance payments experience for our global client base.
Focus on Developer Experience (DX) so that humans (and increasingly Agents) can understand how to work with TxB in a way that is efficient and differentiating.
Own the end-to-end product vision and roadmap for API features, encompassing API-based payment rails, card solutions, real-time payments (RTP), and digital channel experiences.
Define, analyze, and optimize product performance through key performance indicators (KPIs), market trend analysis, revenue impact assessments, and client feedback loops.
Synthesize complex technical processes into clear, compelling strategic narratives to secure stakeholder buy-in and drive firm-wide initiatives.
Act as a partner to the Sales organization by identifying client needs, providing expert solution recommendations, defining pricing strategies, and leading high-impact product demonstrations.