Analyst, Sector-Based & Specialized Lending

ING•New York, NY

11d•$105,000 - $115,000•Hybrid

About The Position

This is a front‑office lending role within ING’s Specialized Lending platform. The analyst will support the origination and execution of lending transactions in the Transportation & Logistics sector. The analyst will be expected to build expertise in asset-based lending including shipping, containers, rail, and aviation. The position offers hands‑on experience across the full lifecycle of secured lending transactions, including origination support, credit analysis, structuring, and execution. The analyst will work closely with Relationship Managers, Directors, Managing Directors, and sector specialists and will gain exposure to industry dynamics, asset values, legal structures, and risk considerations specific to transportation assets.

Requirements

1+ years of relevant experience in lending, corporate finance, structured/asset-based finance, project finance, or investment banking
Strong financial and credit analysis skills with a solid understanding of financial statements and cash‑flow‑based and secured lending fundamentals
Financial modeling including sensitivity analysis and scenario modeling
Strong written and verbal communication skills, with attention to detail
Ability to manage multiple workstreams in a fast‑paced environment and meet deadlines
Collaborative mindset with the ability to work effectively across sectors and teams
Proficiency in Microsoft Office (Excel, Word, PowerPoint)

Nice To Haves

Transportation & Logistics sector exposure is a strong plus

Responsibilities

Supporting origination and execution efforts for Transportation & Logistics lending transactions, with a focus on asset-based lending across shipping, containers, rail, and aviation
Initial deal screening, borrower/obligor analysis, and credit assessment under guidance of senior team members, incorporating asset quality, residual value, and market liquidity considerations
Assisting in due diligence processes, including analysis of borrower financials, business models, fleet/asset composition, utilization, counterparty profiles, and industry dynamics
Preparing and contributing to internal credit approval materials, including transaction narratives, collateral descriptions, advance rate and covenant proposals, stress cases, and risk mitigants
Building, reviewing, and updating financial models, including collateral and borrowing base analyses (where applicable), valuation, asset-level cash flow and depreciation assumptions, downside and recovery analyses, and internal risk rating tools
Reviewing financing documentation and supporting analysis of key commercial and collateral terms (e.g., security package, collateral eligibility, reporting requirements, covenants, and events of default) in loan and related agreements
Coordinating with internal stakeholders such as Risk, Legal, Loan Operations, Treasury, and Finance, and with external parties (e.g., counsel, technical advisors, and appraisers) as needed to support transaction execution and closings