Asset Based Lending Analyst - Healthcare

Texas Capital • Houston, TX

1d

About The Position

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Requirements

• Knowledge of ABL loan structures, collateral management and borrowing base calculations with healthcare experience a plus
• Strong attention to detail
• Good organizational skills
• Solid communication and interpersonal skills with ability to interact effectively with clients and teammates
• Familiarity with regulatory and underwriting requirements related to healthcare ABL is a plus
• 1-3 years of experience in asset-based lending, healthcare lending or financial analysis
• Proficiency in financial systems and software, with advanced skills in Excel
• Knowledge of ABL loan structures, collateral management and borrowing base calculations
• Experience with loan management systems (Stucky, ACBS, etc.)

Nice To Haves

• healthcare experience a plus
• Familiarity with regulatory and underwriting requirements related to healthcare ABL is a plus

Responsibilities

• Assist UW with prescreening new business transactions including due diligence, analyzing and spreading financial statements, financial modeling, deal structuring, analyzing collateral, company research and sponsor.
• Prepare prescreens and assist in underwriting packages.
• Prepare yield analysis and Balance Sheet Forum packages.
• Participate in Credit approval discussions and a knowledgeable deal owner.
• Work with Underwriter to complete steps necessary for documentation and closing including reviewing loan agreement for accuracy, establishing financial covenants, and collecting all information needed for Closer.
• System maintenance including Salesforce and Alloscape.
• Communication with prospects and customers
• Team with Treasury Management partners to establish bank accounts and other treasury services.
• Time permitting, assist Portfolio Managers with PM Analyst duties.

Benefits

• health insurance coverage
• wellness program
• fertility and family building aids
• life and disability insurance
• retirement savings plans with a generous 401K match
• paid leave programs
• paid holidays
• paid time off (PTO)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level