Analyst-Risk Management

American ExpressNew York, NY

About The Position

American Express Global Commercial Services (GCS) is a leading issuer and provider of Commercial products and services. GCS provides a suite of payment and lending products, solutions for travel and everyday spending, cross border payments, global currency solutions, and business financing. The Commercial Credit Risk team in the Credit & Fraud Risk (CFR) organization is responsible for powering the GCS business by defining the GCS Risk strategy while delivering a superior customer experience. This position is focused on Small Business New Accounts Underwriting and brings an exciting opportunity to define the underwriting policies, onboarding process for small businesses and cross-selling to existing customers. Within the broader credit risk organization, this team supports the success of the Global Commercial Services business unit through innovative solutions that help enable profitable growth via acquisition while maintaining robust low tenure credit performance. The role is highly visible and will require strong collaboration across a variety of functions, including but not limited to Risk, Product, Marketing, Decision Science, Compliance, etc. to develop best in class strategies and capabilities to support our customers.

Requirements

  • Experience in Small Business New Accounts Underwriting.
  • Strong collaboration skills.
  • Ability to work with various functions including Risk, Product, Marketing, Decision Science, and Compliance.

Responsibilities

  • Define underwriting policies for small businesses.
  • Develop onboarding processes for small businesses.
  • Cross-sell to existing customers.
  • Develop best-in-class strategies and capabilities to support customers.
  • Collaborate with Risk, Product, Marketing, Decision Science, and Compliance teams.
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