Analyst, Payment Ecosystem Risk & Compliance

Visa•Atlanta, GA

9d•$93,500 - $145,400•Hybrid

About The Position

Visa’s team protects the integrity, safety, and trust of its payment ecosystem by monitoring and enforcing programs that identify, investigate, and remediate behavior that threatens the stability of the network, Visa clients, and end users. Programs cover risk domains including acquirer and issuer monitoring, fraud and risk compliance, integrity programs, and network risk investigations, and include Rules Compliance, VAMP, VIMP, FRECOP, VIRP, and related ecosystem risk frameworks. This individual-contributor Analyst supports ecosystem risk and compliance programs through investigations, data analysis, monitoring, and enforcement activities. The Analyst identifies potential risks, non-compliant activity, and Visa Rules violations; supports remediation and enforcement; and escalates complex or sensitive matters to senior team members as appropriate. The role primarily supports enforcement programs and projects under guidance and contributes to internal and external stakeholder engagement. The position partners with Global Risk, PERC, Rules & Compliance, regional risk functions, Client Services, Account Executives, and other stakeholders to apply risk and compliance standards consistently while minimizing operational, brand, and reputational risk. It is a hybrid position based in Visa’s Atlanta, Georgia office, with at least three days per week in the office. Travel is required 5–10% of the time. Work hours vary according to department needs.

Requirements

At least 2 years of work experience with a Bachelor’s Degree or an Advanced Degree.
Knowledge of compliance, risk monitoring, auditing, investigative processes, and control frameworks.
Strong analytical and problem-solving skills, with experience working with transactional, operational, or risk data.
Excellent written and verbal communication skills, including the ability to document findings clearly and explain complex issues to diverse stakeholders.
Strong organizational skills, attention to detail, and ability to manage multiple priorities simultaneously.
Proficiency in Microsoft Office applications, including Excel, Word, PowerPoint, and Outlook.
Ability to work independently and collaboratively in a global, cross-functional environment.
Fluency in English.
The position requires travel 5–10% of the time.

Nice To Haves

At least 3 years of work experience with a Bachelor’s Degree, or more than 2 years of work experience with an Advanced Degree.
3–5+ years of experience in payments, financial services, banking, risk, fraud, compliance, audit, customer support, or a related analytical field.
Ability to translate data into practical business solutions and sound risk-based recommendations.
Project and stakeholder management experience, including coordinating across teams and balancing competing priorities.
Strong communication, negotiation, and influencing skills, with the ability to engage stakeholders at all levels.
Ability to operate independently, adapt to changing priorities, and make sound decisions with limited information.
Knowledge of compliance, risk management, audit, or regulatory frameworks, including assessing adherence to standards and driving corrective actions.
Commitment to continuous learning and staying current on industry trends, payment networks, and regulatory developments.
Visa experience or knowledge of the payments industry, including card payments, ACH, push payments, and network rules.
Additional language capabilities.

Responsibilities

Monitor, investigate, and assess client and ecosystem participant activity to identify potential Visa Rules violations, compliance issues, or emerging risk trends.
Conduct case investigations using transaction data, internal systems, and external research; document findings and support remediation, enforcement, and corrective actions through resolution.
Partner with Clients, Account Executives, Client Services, Risk, and Rules & Compliance teams to promote understanding of Visa Rules and support consistent program execution.
Manage multiple investigations and action plans simultaneously, ensuring timely follow-up, issue resolution, and adherence to established procedures.
Respond to internal and external inquiries regarding Visa Rules, compliance requirements, risk programs, and case outcomes.
Escalate high-risk, complex, or sensitive matters to senior management as appropriate to minimize operational, brand, and reputational risk to Visa.
Contribute to program enhancements, operational improvements, annual planning activities, and the ongoing evolution of risk and compliance programs.
Collaborate effectively across global teams and time zones to support consistent enforcement and compliance outcomes worldwide.