Analyst, Loyalty Financial & Commercial Modeling

Carnival Corporation•Miami, FL

4d•Hybrid

About The Position

Carnival Cruise Line is seeking a highly analytical and collaborative Financial Analyst to support its loyalty team. The Loyalty Financial & Commercial Modeling Analyst contributes to financial planning, forecasting, budgeting, reporting, and revenue deferral and recognition in accordance with accounting guidelines. The role combines financial analysis and accounting knowledge and partners with loyalty leadership and cross-functional teams on budgeting, reporting, and strategic financial initiatives. This hands-on position calls for someone who can adapt to changing business needs, work with large datasets, communicate financial information clearly, and support projects across the business. The analyst develops financial models, supports annual budgets and long-range planning, prepares recurring reports and analyses, and helps ensure revenue is reconciled and recognized appropriately. The position is classified as in-office and requires work from a designated Carnival office in South Florida Monday through Thursday, with the option to work from home on Fridays. Candidates must be located in or willing to relocate to the Miami/Ft. Lauderdale area. Travel is expected to be absent or very limited. Work is primarily in a climate-controlled environment with minimal safety or health hazards.

Requirements

Bachelor's degree in Finance, Accounting, or a related field.
At least 3 years of experience in financial analysis, FP&A, corporate finance, or a related role.
Strong understanding of accounting principles and ability to apply accounting concepts in financial analysis.
Strong financial modeling and analytical skills.
Strong Microsoft Excel skills, including pivot tables, complex formulas, financial models, and scenario analysis.
Experience preparing budgets, forecasts, and financial reports.
Must be able to remain stationary at a desk and/or computer for extended periods.
Must be located in or willing to relocate to the Miami/Ft. Lauderdale area and work from a designated South Florida office Monday through Thursday.

Nice To Haves

Experience with ASC 606 revenue recognition.
Public accounting experience at a Big Four firm (EY, Deloitte, PwC, or KPMG); practical, adaptable candidates are sought rather than those focused primarily on audit or technical accounting.
Experience in hospitality, travel, entertainment, gaming, airlines, or other high-volume transaction environments.

Responsibilities

Develop and maintain financial models for forecasting, budgeting, and business planning.
Support development and updates to the annual budget and long-range financial plans.
Provide financial analysis and recommendations to support business decisions.
Prepare monthly financial reports, variance analyses, and management reporting packages.
Collaborate with stakeholders across departments to improve financial processes and reporting.
Analyze revenue streams and ensure appropriate revenue deferral and recognition in accordance with ASC 606.
Partner with accounting and finance teams to reconcile revenue from credit card transactions, ticket sales, and other sources.
Support monthly close activities by analyzing revenue, identifying deferred revenue, and recognizing revenue appropriately over time.
Perform ad hoc financial analysis and support special projects as needed.
Support an ethical and compliant culture through integrity, honesty, respectful treatment of others, and speaking up about misconduct or concerns.

Benefits

Annual cash bonus program for non-sales roles.
Medical, dental, and vision plans.
Employee Assistance Program and other mental health resources.
Company-paid term life insurance and disability coverage.
401(k) plan with company match.
Employee Stock Purchase plan.
Eight company-wide holidays and two floating holidays for eligible employees.
Paid vacation, with amounts based on employee level and tenure.
Annual sick time for eligible employees.
Complimentary stand-by cruises, discounts on confirmed cruises, and special rates for family and friends.
Personal and professional learning and development resources, including tuition reimbursement.
On-site fitness center at the Miami campus.
Director and above roles may be eligible for a discretionary equity incentive plan.