Analyst, Loyalty Financial & Commercial Modeling

Carnival Corporation•Miami, FL

3d•Hybrid

About The Position

Carnival is seeking a highly analytical and collaborative Financial Analyst to support its loyalty team. The Loyalty Financial & Commercial Modeling Analyst contributes to financial planning, forecasting, budgeting, reporting, and revenue deferral and recognition in accordance with accounting guidelines. The role combines financial analysis and accounting knowledge, and calls for a hands-on, flexible, business-minded approach in a fast-paced environment. The analyst works with loyalty leadership and cross-functional partners on budgeting, reporting, and strategic financial initiatives, communicating financial information clearly and supporting informed business decisions. This is an in-office position based at a designated Carnival office in South Florida, Monday through Thursday, with the option to work from home on Fridays. Candidates must live in or be willing to relocate to the Miami/Ft. Lauderdale area. Travel is expected to be minimal or unlikely. The work is primarily in a climate-controlled environment with minimal safety or health hazards.

Requirements

Bachelor's degree in Finance, Accounting, or a related field.
At least 3 years of experience in financial analysis, FP&A, corporate finance, or a related role.
Strong understanding of accounting principles and ability to apply accounting concepts in financial analysis.
Strong financial modeling and analytical skills.
Strong Microsoft Excel skills, including pivot tables, complex formulas, financial models, and scenario analysis.
Experience preparing budgets, forecasts, and financial reports.
Must be located in or willing to relocate to the Miami/Ft. Lauderdale area.
Ability to remain stationary at a desk and/or computer for extended periods.

Nice To Haves

Experience with ASC 606 revenue recognition.
Public accounting experience at a Big Four firm (EY, Deloitte, PwC, or KPMG); candidates should be practical and adaptable, rather than overly focused on audit or technical accounting.
Experience in hospitality, travel, entertainment, gaming, airlines, or another high-volume transaction environment.

Responsibilities

Develop and maintain financial models for forecasting, budgeting, and business planning.
Support development and updates to the annual budget and long-range financial plans.
Provide financial analysis and recommendations to support business decisions.
Prepare monthly financial reports, variance analyses, and management reporting packages.
Collaborate with stakeholders across departments to improve financial processes and reporting.
Analyze revenue streams and ensure appropriate revenue deferral and recognition in accordance with ASC 606.
Partner with accounting and finance teams to reconcile revenue from credit card transactions, ticket sales, and other sources.
Assist with monthly close by analyzing revenue, identifying deferred revenue, and recognizing revenue over time.
Perform ad hoc financial analysis and support special projects as needed.

Benefits

Annual cash bonus program for non-sales roles; sales roles have an incentive plan.
Comprehensive medical, dental, and vision plans.
Employee Assistance Program and other mental health resources.
Company-paid term life insurance and disability coverage.
401(k) plan with company match.
Employee Stock Purchase plan.
Paid time off, including company-wide holidays and floating holidays for eligible employees.
Vacation time that increases with tenure.
Annual sick time for eligible employees.
Complimentary stand-by cruises and employee discounts on confirmed cruises, plus special rates for family and friends.
Personal and professional learning and development resources, including tuition reimbursement.
On-site fitness center at the Miami campus.