Analyst II, Regulatory Reporting

GoFundMe

21h•$75,000 - $112,000•Remote

About The Position

GoFundMe is seeking a skilled and passionate Analyst II to join their global Trust & Safety team. This role is crucial for ensuring GoFundMe remains a safe platform for donations by mastering new techniques and technologies. The Trust & Safety team is integral to GoFundMe's business, driving growth, nurturing the brand, and protecting customers from financial crimes and abuse. The Analyst II, Regulatory Reporting will interpret regulatory changes, ensure product and policy compliance with laws and standards, prepare reports and documentation for regulatory agencies, and collaborate across teams to integrate compliance into product planning.

Requirements

2-5 years experience in regulatory/STR reporting, financial crime investigations, transaction monitoring, or compliance.
Bachelor's degree or equivalent supplemental work experience.
Strong proficiency in data analysis tools (e.g. Looker, SQL, Excel) and transaction monitoring or case management systems.
Working knowledge of AML, KYC, and sanctions regulations, and STR/SAR filing requirements in relevant jurisdictions.
Strong narrative writing skills, with the ability to translate complex transaction data into clear, regulator-ready filings.
Ability to synthesize complex data and regulatory guidance into sound, well-documented filing decisions.
Excellent written and verbal communication skills, with the ability to present findings clearly to technical and non-technical audiences.
Fluency in English and one of either: Spanish, French, German, or Italian.
Strong ethical standards and discretion when handling sensitive information.

Nice To Haves

Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent are a plus.
Direct experience filing STRs/SARs with FinCEN or an equivalent regulator/FIU.
Familiarity with machine learning or AI-driven tools for fraud detection and their attendant regulations.
Demonstrated ability to manage multiple, competing regulatory deadlines under pressure.

Responsibilities

Own the end-to-end preparation of Suspicious Transaction Reports (STRs) from identifying potentially reportable activity through drafting clear, factual, filing-ready narratives complete with relevant analysis.
Review case files and escalations to determine whether activity meets the threshold for STR filing, applying AML/CTF typologies and jurisdiction-specific regulatory guidance.
Analyze transaction and user data to substantiate STR narratives, ensuring findings are well-documented and audit-ready.
Track STR filing deadlines across jurisdictions and escalate time-sensitive cases to ensure compliance with regulatory reporting timelines.
Partner with Transaction Monitoring, Compliance, CDD/EDD teams, and any relevant team to gather supporting evidence and confirm reportability determinations.
Maintain accurate STR logs and filing metrics to support internal audit and regulatory examination readiness.
Provide quality feedback to peers on STR narrative writing and reportability assessments, supporting consistency across the team.
Stay current on evolving STR/SAR filing requirements and financial crime typologies, incorporating changes into daily reporting practice, and escalating as appropriate.