Analyst II - Credit Department

Seagate Technology

9d•$59,300 - $84,700•Remote

About The Position

Seagate’s Credit Department mitigates credit risk and enables profitable growth by managing credit lines and exposures worldwide. We support our Collections Team and partner closely with Sales, Sales Operations, Finance, and Legal to maintain strong customer relationships while protecting Seagate’s balance sheet. Our portfolio includes large, global customers, and we perform credit assessments and credit limit recommendations in-house—leveraging customer financial statements, payment behavior, and market intelligence, rather than relying solely on external credit rating agency data. We are an organized and well-established global group focused on high-quality service and continuous improvement. This is a fully remote opportunity. Seagate is able to offer virtual employment for this position in the following states: AL, AZ, CA, CO, CT, FL, GA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NH, NJ, NM, NY, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY.

Requirements

Eager to learn and curious about what is going on in the World
Strong attention to detail and ability to notice discrepancies in data
Interested in new techniques using AI and Machine Learning to automate and improve credit analysis
Able to interpret and synthesize financial data, news, and relevant market intelligence (including third-party sources) as inputs to Seagate’s in-house credit assessment
Being proactive on taking actions on anticipated environmental changes, legislation, market movements, annual performance results of our customers, and compliance with statutory and regulatory requirements.
Basic concept of credit risk mitigation strategies, practices, and systems
Exceptional analytical skills
Outstanding communication and presentation skills with the ability to develop customer relationships, negotiate, and effectively relay information and resolve disputes
Possess a process improvement mindset with a desire to consistently look for ways to improve efficiency and service while maintaining a “big picture” perspective
Proven initiative to support current and future growth
Working in a credit analysis function or quantitative experience
Bachelor’s and/or equivalent experience
Proficiency with Microsoft Office applications (Word, Excel, Power Point)
Excellent English verbal and written communication skills
Ability to effectively manage competing deadlines for projects, with varying degrees of supervision

Nice To Haves

Experience in developing mathematical and statistical models is a plus
Knowledge in analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks is a plus
Understanding and reading Chinese fluently is a plus
Familiarity with SAP system
Worked in larger scale corporations that have presence worldwide

Responsibilities

Work closely with relevant departments to secure customer data and financial statements
Perform credit analysis for new and existing customers and assess the credit risk associated with the proposed or assigned credit line
Perform in-depth financial analysis and provide recommendations to support management decision-making
Create ad-hoc analyses, executive summaries, and recurring reporting to support management decision-making
Monitor and analyze key economic indicators across AMER, EMEA, and APAC
Identify potential risks and opportunities within the Global customer portfolio
Perform cash flow analysis and create customer forecasts
Conduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challenges
Provide relevant departments with critical updates on the financial condition of their customers
Partner with Sales and Sales Operations to support order management decisions (e.g., holds/releases) by monitoring credit exposure, past-due trends, and dispute risk
Work as one global team: coordinate and facilitate credit and collections efforts with close communication and collaboration across regions
Enforce credit policies and procedures through, but not limited to, the following: Be familiar with the policies and procedures, Maintain and update desktop procedures on a regular basis, Communicate and enforce policies when necessary
Assist with SOX controls and compliance procedures
Perform ad-hoc control procedures that may be assigned