Analyst I, Credit Analysis

First National Bank•Omaha, NE

9d•$47,613 - $78,560•Hybrid

About The Position

The Analyst I, Credit Analysis performs credit analysis and underwriting for Commercial Credit Card applications, including financial analysis, and makes decisions on large Commercial Card applications using established credit practices and applicable policies, laws, and regulations. The role prepares loan memorandums, risk rating matrices, and financial analyses while providing an exceptional experience to internal and external customers. The incumbent is expected to complete underwriting and documentation accurately and on time, comply with bank policies and regulations including the Bank's BSA/AML program, maintain professional conduct and positive working relationships, and have regular, predictable attendance. The role is anticipated to be hybrid, with in-person collaboration three days per week and remote work two days per week; the work location may change based on business needs.

Requirements

Bachelor's degree in Finance, Accounting, Business, or a related field, or equivalent work experience.
Ability to multitask while adhering to timetables for completion.
Excellent written and verbal communication skills.
Working knowledge of applicable compliance regulations, including FCRA, CRA, HMDA, and BSA.
Unrestricted work authorization without a need for future sponsorship.

Nice To Haves

One year of credit underwriting or related experience, preferably in Commercial Lending.
Working knowledge of Microsoft Office products.
Working knowledge of Optimist, First Impressions, TBS, and First Work.

Responsibilities

Perform credit analysis and underwriting on Commercial Credit Card applications, including financial analysis.
Decide large Commercial Card applications using established and sound credit practices and in accordance with applicable policies, laws, and regulations.
Prepare loan memorandums, risk rating matrices, and financial analyses.
Perform all underwriting functions in accordance with established policies, laws, and regulations.
Ensure credit analysis, loan memorandums, and related documentation are completed accurately and timely.
Provide an exceptional customer experience to internal and external customers.
Understand and comply with bank policies and applicable laws and regulations, including the Bank's BSA/AML program.
Exhibit professional behavior, promote positive working relationships, and maintain regular and predictable attendance.