Analyst, Financial Intelligence Unit

Community Federal Savings Bank • New York, NY

3d • Remote

About The Position

Community Federal Savings Bank (CFSB) is seeking an FIU Analyst to join its Financial Intelligence Unit within the Compliance department. The analyst performs financial intelligence reviews involving potentially unusual or suspicious activity across the Bank’s products, customers, and partner programs. Working under established procedures and appropriate guidance, the analyst reviews alerts and referrals, analyzes transactional activity and customer information, conducts internal and external research, documents findings, recommends dispositions, and escalates matters requiring further investigation or consideration. The role contributes to timely, accurate, and consistent FIU reviews and documentation.

The position is fully remote in 24 select states or hybrid for candidates located in the NYC Metro area. It supports ongoing hiring needs and may remain posted continuously; applications are reviewed on a rolling basis, and candidates may be considered for current or future openings.

CFSB is a federally chartered bank founded in 2001 and headquartered in New York City. It provides a range of banking services, including ACH settlement services, prepaid card issuance, retail banking, loans, bill payments, card services, internet banking, and merchant processing. The Bank also serves money service businesses and FinTech companies. CFSB is an equal opportunity employer and does not discriminate on legally protected bases.

Requirements

• Bachelor's degree in Business, Finance, Accounting, Criminal Justice, Risk Management, Compliance, or a related field, or equivalent education and work experience.
• Ability and willingness to learn and apply AML/BSA requirements, financial crime concepts, suspicious activity monitoring processes, and SAR requirements through training and practical experience.
• Ability to review transactional and customer information, recognize relevant risk indicators or unusual patterns, and document findings clearly.
• Strong attention to detail, willingness to learn, and ability to manage a deadline-driven workload while following established procedures.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint) or related software.
• Analytical, organizational, research, and problem-solving skills.
• Clear verbal and written communication skills, including the ability to summarize research and findings concisely and in an organized manner.
• Ability to follow procedures, work collaboratively, manage assigned tasks, and seek guidance when needed.
• Entry-level role; prior professional experience in financial crimes compliance or investigations is not required.
• No prior AML/BSA, financial crime, transaction monitoring, or investigative experience is required; role-specific knowledge will be provided through training.
• Interest in learning about banking operations, payment services, fintech partnerships, and the broader financial services ecosystem.
• Interest in developing knowledge of financial services industry risks, fraud and money laundering typologies, applicable regulations, fintech partnerships, and payment systems.

Nice To Haves

• Familiarity with transaction monitoring or case management systems.
• Relevant internship, coursework, or experience in banking, payments, fraud, compliance, investigations, data analysis, or research.
• Interest in pursuing a relevant professional certification, such as CAMS or CFE.

Responsibilities

• Review assigned transaction monitoring alerts, internal or external referrals, and other FIU work items in accordance with established procedures and timelines.
• Review transactional activity, customer profiles, account history, prior investigations and filings, and relevant internal and external research to identify potential financial crime risk indicators and unusual patterns.
• Prepare clear, complete, and accurate review documentation and case narratives summarizing activity reviewed, research performed, findings, and rationale.
• Recommend alert or case dispositions based on available information and established guidance, and promptly escalate potential suspicious activity or other matters requiring additional review.
• Manage assigned work items and priorities to meet review deadlines and quality expectations.
• Collaborate with FIU colleagues and seek guidance from experienced investigators or FIU leadership when questions or complex matters arise.
• Identify and communicate observed trends, recurring issues, and potential process concerns to FIU management.
• Develop knowledge of AML/BSA regulatory requirements, financial crime risks, enforcement trends, and relevant typologies through training and practical experience.
• Assist with special projects and other FIU priorities as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level