Analyst - Direct Lending

Rialto Capital•Miami, FL

7d•Onsite

About The Position

Rialto Capital is seeking an Analyst to join their Direct Lending team. This role involves analyzing property operating performance, evaluating and abstracting loan documents, communicating with various parties, performing market research, and underwriting new investment opportunities. The Analyst will also prepare reports and handle performing loan requests in compliance with loan documents. Rialto Capital is an integrated investment management and asset management platform committed to creating long-term value and fostering a culture of social responsibility, inclusion, and diversity.

Requirements

Bachelor’s Degree required in Accounting, Finance, Business or Related Field preferred
0-2 years of prior Real Estate experience (2 years preferred), including underwriting and due diligence
Proficiency with Microsoft Office
Strong work ethic and attention to detail
Ability to manage time effectively while handling a variety of projects
Prior credit/real estate underwriting experience
Broad commercial real estate experience in multiple property types is a plus
The ideal candidate would have a strong understanding of loan documents or demonstrate the aptitude to quickly become familiar with loan documents
Strong written and verbal communication skills

Nice To Haves

Broad commercial real estate experience in multiple property types is a plus
Strong understanding of loan documents or demonstrate the aptitude to quickly become familiar with loan documents

Responsibilities

Analyze property operating performance through review of operating statements, rent rolls and leases
Evaluate and abstract loan documents
Communicate effectively with internal and external parties including borrowers, legal counsel, property managers, other lenders, servicers, and other Rialto departments
Negotiate complex transactions
Perform research on various real estate markets throughout the U.S. and communicate with brokers in these markets
Comprehensive analysis and understanding of loan collateral dynamics, value determination, and resolution alternatives
Prepare valuation and cash flow analysis on projected loan resolutions based on Borrower proposals including DCF / IRR / NPV scenarios for various strategies
Underwrite potential new investment opportunities in CMBS, equity recapitalizations, asset/portfolio acquisitions, and mezzanine/preferred equity
Prepare weekly, monthly, and quarterly reports for the executive team and outside parties
Underwrite performing loan requests for reserve disbursements, lease approvals, loan extensions and other requests as needed and ensure all requests are handled in compliance with the terms of the related Loan Documents