Analyst, Corporate Banking - Capital Optimization & Returns

Wells Fargo•Charlotte, NC

2d•Onsite

About The Position

Wells Fargo is seeking a Corporate Banking Analyst for its Capital Management Strategy team in Charlotte, North Carolina. The position is part of Capital Optimization & Returns in Corporate Investment Banking (CIB), within the broader Capital & Portfolio Management organization, and reports to Capital Optimization & Returns. The analyst supports strategic and day-to-day work related to capital structure and pricing, client relationship profitability, and portfolio analytics. The role contributes to capital and balance sheet decisions intended to meet organizational goals, support responsible loan growth, and improve revenue and profitability. It also supports CIB Banking’s capital allocation committee, banker relationship performance accountability, portfolio performance monitoring, and optimization of capital deployment. The analyst works with CIB Coverage and Underwriting teams and partners across the organization. The position requires working on-site in accordance with current office requirements. If the relevant registrations are not transferable upon hire, the employee must complete registration for the Securities Industry Essentials (SIE) exam and FINRA Series 63 and Series 79 within 90 days of hire. The position is subject to FINRA background screening, ongoing regulatory obligations, and applicable policies concerning outside activities and personal investing.

Requirements

At least 6 months of Corporate Banking Relationship Management experience, or equivalent demonstrated through work experience, training, military experience, or education.
Willingness to work on-site in accordance with current office requirements.
If not transferable upon hire, complete SIE exam registration within 90 days of hire.
If not transferable upon hire, complete FINRA Series 63 registration within 90 days of hire.
If not transferable upon hire, complete FINRA Series 79 registration within 90 days of hire.
Successfully complete and pass a background check before hire and meet ongoing regulatory obligations.

Nice To Haves

Foundational understanding of wholesale credit, capital markets, corporate lending, and regulatory capital concepts.
Familiarity with portfolio management practices, RWA methodologies, or profitability frameworks.
Experience working with large datasets or reporting and business intelligence tools.
Interest in developing expertise in capital optimization, portfolio strategy, and credit risk.
Strong Excel skills, including modeling, financial calculations, and data analysis.
Strong PowerPoint skills and ability to produce executive-ready presentations.
Strong analytical, problem-solving, and organizational skills.
Excellent verbal, written, and interpersonal communication skills.
Ability to work independently, manage multiple priorities, and collaborate across teams.

Responsibilities

Manage routines and develop processes for consistent, standardized reporting and analytics.
Enable data-driven product innovation and optimization using outcomes-oriented analytics and business understanding.
Assess prospective borrowers’ returns on capital and develop solutions that maximize capital returns while meeting client and bank goals.
Build and maintain an understanding of the portfolio at client, industry, and macro levels to assess risk-weighted assets (RWA) and regulatory capital and develop value-added solutions.
Partner with coverage and product teams to create portfolio- and client-level strategies.
Work regularly with Corporate Banking, Underwriting, Corporate Treasury, and other support partners to understand requirements and develop and communicate effective solutions.
Understand and advise teams on the profitability and pricing tool through modeling and capital reviews; partner with technology, finance, and other stakeholders to improve the tool.
Maintain appropriate processes and routines for an effective control environment.
Provide senior management with real-time awareness of spread and loan volume, including loan origination and repricing spreads.
Fulfill applicable risk and compliance responsibilities, including following policies and procedures, escalating and remediating issues, and making sound risk decisions.