Analyst 1, Credit

Softchoice • Toronto, ON

6d • CA$54,000 - CA$68,000 • Hybrid

About The Position

The Credit Analyst is responsible for the fundamental execution of the company's credit policy. Oversee Customers/teams in the Regions you are aligned to focusing on credit investigations, new account onboarding and financial analysis with scope being to balance our risk exposure while increasing Sales. This role is hybrid with the expectation of working in the Toronto office 2-3 times per month.

Requirements

• 2-5 years of experience in a finance role
• Intermediate Excel experience required
• Ability to analyze financial statements and ratios to make recommendations to management
• Excellent analytic and problem- solving capabilities, attention to detail
• Excellent communication and interpersonal skills
• Proven capability for multitasking and handling of high demand/volume requests
• Ability to support the business coverage requirements (later shifts/ rotating midnight coverage on month ends & statutory holiday coverage)
• Quickly learning the risks associated with the numerous products we sell to ensure sound credit decisions can be made (long term contracts
• Very strong organization and process skills including ability to organize hard and soft copy information, and develop and document processes and procedure
• Demonstrated leadership and initiative skill

Nice To Haves

• Credit analyst experience an asset
• SAP experience an asset
• SFDC experience an asset
• Accounting designation, post graduate degree in business an asset
• Certified Credit Professional Designation through Canadian Credit Institute

Responsibilities

• Regular review and analysis of Credit lines and terms within your dedicated region/portfolio
• Work/help manage onboarding of new customers that align to your region
• Ensure all requests (credit holds, credit checks, extended terms) are dispensed/actioned accurately, professionally and in a timely manner
• Effectively assess risk and ensure sound credit decisions are made (ensuring you/your team are updating SAP with all required information)
• Work Credit cases in SFDC aligned to your region
• Ability to assume/perform requests during peak periods and properly load balance with rest of credit team
• Excellent attention to detail and quickly identifies areas of risk
• Action escalations as required
• Provide reporting and perform productivity analysis when requested
• Credit granting up to $100K
• Work with AR as needed to revolve delinquent accounts
• Identify high risk industries/accounts and make recommendations to leadership
• Build relationships with the Sales teams you support by attending team meetings, calls when required
• Identify and help manage customers that have filed Bankruptcy
• Make quality decisions within established turnaround times
• Communicate with Sales on rejected or conditional orders
• Participate in projects, risk related as required
• Make recommendations for process improvements in problem areas

Benefits

• Health and Wellbeing: Medical and Dental Care, Employee & Family Assistance Program
• Financial Benefits: RRSP/DPSP Retirement Savings Plan with Company Matching, Life and Disability Insurance
• Paid Time Off: Vacation and Sick Leave, Holidays, Parental Leave, Volunteer Days, Bereavement Leave
• Additional Perks: Employee Discount Program

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree