AML Specialist

Tompkins Community Bank

6h • Hybrid

About The Position

The AML Specialist supports the Company’s Anti‑Money Laundering/Countering the Financing of Terrorism (AML/CFT), Customer Identification, and Sanctions Monitoring programs to ensure compliance with federal and state regulatory requirements. This role conducts transaction monitoring reviews, high‑risk customer due diligence, and suspicious activity investigations, prepares regulatory filings, and supports the ongoing effectiveness of the AML program through collaboration with business partners and compliance leadership.

Requirements

• Associate’s degree required
• Two to four years of experience in BSA/AML compliance or a related financial crime role
• Strong analytical skills with the ability to evaluate complex transactional data and draw sound conclusions
• Strong written and verbal communication skills with the ability to document findings clearly and professionally
• Proven ability to handle sensitive and confidential information with discretion
• Proficiency in Microsoft Office and familiarity with AML monitoring systems and related technology

Nice To Haves

• Bachelor’s degree in finance, accounting, business administration, or a related field preferred
• CAMS and/or CFCS certification preferred

Responsibilities

• Review transaction monitoring alerts and reports
• Identify potential suspicious activity and escalate alerts as appropriate
• Prepare and file Suspicious Activity Reports and Currency Transaction Reports within regulatory timelines
• Conduct high‑risk customer due diligence and periodic reviews
• Review customer account activity for CIP, CDD, and Beneficial Ownership compliance
• Review and disposition potential sanctions and Section 314(a) matches
• Support law enforcement requests and subpoenas as needed
• Collaborate with lines of business to obtain customer information and clarify transactional activity
• Maintain effective working relationships to support AML monitoring and compliance
• Support Corporate AML leadership with programmatic activities
• Seek ongoing learning opportunities and share AML knowledge with team members

Benefits

• Medical
• Dental
• Vision
• 401(k) Match
• Profit Sharing
• Paid Time Off
• 11 Holidays
• Tuition Reimbursement
• Free Parking throughout Tompkins Community Bank
• Employee Referrals

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 251-500 employees