AML Investigator - Financial Intelligence Unit

Royal Bank of Canada•Bedford, Nova Scotia

2d•Onsite

About The Position

As an Investigator in the AML Financial Intelligence Unit (FIU), you will be an integral member of the team responsible for planning, conducting, and completing risk-based investigations. Your role involves gathering, analyzing, and evaluating information to determine if there is sufficient suspicion of money laundering, terrorist financing, or other criminal activities to warrant reporting to the Regulatory Authority. You will play a key role in ensuring compliance with legislative/regulatory requirements and mitigating risk to RBC, in line with established RBC policy.

Requirements

Understanding of money laundering process in general and knowledge of various money laundering indicators
Strong investigative, critical thinking and analytical skills and the ability to apply them in various scenarios
Knowledge and understanding of FINTRAC guidance/requirements
Strong verbal and written communication skills. The ability to gather and present complex information in a simple and concise manner is essential for this role
Completion of an undergraduate degree in a relevant field of study (i.e. accounting, business, political science, criminology)
At a minimum, an Intermediate proficiency level of skill in Microsoft Excel & Microsoft Word

Nice To Haves

Working background/experience with the major business segments of RBC
ACAMS Certification
AML background in Canadian banking

Responsibilities

Plan, conduct and complete risk based investigations into matters identified from media scans, transaction monitoring, as well as Unusual Transaction Reporting via internal partners
Maintain accurate, contemporaneous records of all investigative actions and decisions taken, ensuring that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
Gather information/intelligence from all available sources, in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists
Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations
Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security, in accordance with published policy / guidance documents and protocols
Work with the Global AML-FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policy